八百零六章 倒霉蛋儿（白银盟主8）
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“别在意我的说话方式，我不是贵族也不是大家族，只是个兜里有钱的外国混蛋。不过我并不讨厌你，因为你在性格上和我很像，只是运气没我好罢了。”洪涛非但没收敛自己的态度，反而更嚣张起来。他此时一dian儿心理负担都没有，拿一个破产的美国奸商逗壳子，有什么可不忍心的呢？
“……”乔恩的脸都红透了，可是一分钱难倒英雄汉，现在他还真没资本和洪涛耍脾气，只能是用沉默和眼神抗议。
“纽约一家银行大楼……4辆大功率跑车……佛罗里达的一幢别墅和两英亩土地……曼哈顿下城区的一套公寓楼，这套公寓楼为什么划掉了？”洪涛没再继续刺激乔恩，而是拿起那份清单看了起来。这份清单很专业，每份资产都有详细的介绍和专业机构的评估，从年份到现状都写得很清楚，最后还有本季度的价格预估。
“这是我父母和我小时候住的地方，我想保住它，所以先划掉了……”乔恩一口喝掉了杯中的酒，长长的出了一口气。
“我大概看了看，这些地产购买的时间都很早，这些都是你父母留给你的吧？只有这些车和船才是近几年买的。我有dian好奇，请原谅我的无礼，买东西之前我希望能了解卖家的情况，所以我想知道你是如何把自己给弄破产的呢？”从这份资产清单中，洪涛看出了一个问题，这位乔恩应该是继承父母的遗产，时间只有4年左右。一直到去年年初他的经营还算正常，也没花天酒地，在这四年里只买了2辆跑车这艘帆船，对于一个年轻的银行家来说，已经算是很克制了。
“我是在英国读的大学，认识几个英国朋友，他们说服了我一起投资伊拉克油田的灭火和重建工程，我没有听约瑟夫的建议，投入得太多，错估了形式，结果就这样了。从去年夏天开始我的资金链就断了，而伊拉克那边的工程毫无进展，这该死的……”乔恩这次倒是没拒绝，又给自己倒了半杯酒，然后用最简单的语言把事情说明白了。
“哦，你是对美国政府的能力过于相信，又太急于展示自己的能力了。如果再给你一次选择的机会，你还会换个方式去冒险吗？”洪涛乐了，当初伊拉克那摊烂泥可没少害人，谁会知道这场战争前前后后要打三次之多呢，更不会想到美国最终会把一个主权国家全部打垮了，还四处通缉人家的总统，只有自己才有这个先见之明。
“白痴才会再去！其实我家一直都不做这种境外投资，只会帮助一些小企业融资上市，业务开展的还不错，当时约瑟夫也是这么劝我的，可惜我没听。”乔恩都快把那瓶威士忌当白开水了，一仰脖又是一大口，眼珠子都有dian红了。
“约瑟夫是谁？”洪涛听他说了两次这个名字。
“我父亲的朋友，也是这家银行的经理，这次我不光搞砸了，还连累了他，这家银行是他和我父亲联手建立起来的，他是个好人……”乔恩再次端起了酒杯。
“不不不，你喝得太快了，用酒麻痹自己是没用的，如果你喝醉了，那我们就没法再聊下去，你能不能告诉我，你们欠了银行多少钱？”洪涛听到这个乔恩家的银行是搞融资上市业务的，立刻有了一个小想法。
他觉得这个乔恩还真不是个花花公子，只是有dian眼高手低。这个毛病通常都会发生在刚刚接手家族产业的年轻人身上，他们总想用一个漂亮成绩来证明自己确实不是吃白饭的，不过效果一般都是适得其反。心急吃不了热豆腐嘛，做生意讲究心态平和，一旦你心里有了某种急切的想法，那就会影响你对很多事情做出理性的评估。
乔恩就是犯了这个很普遍的毛病，而且运气还不好，一次就把自己玩脱了，连个后悔的机会都没有。这次莽撞已经给了他足够的教训，洪涛愿意赌一赌他可以吸取教训，以后踏踏实实的去做事。所以洪涛想拉他一把，顺便也是帮帮自己，因为水晶兰资本没有任何银行背景，在操作公司上市这方面一穷二白，如果能有个经验丰富的银行加盟，应该会很有帮助的。/
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