第八十八章 最贵的备御
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看出了张恪的欣慰，洪清泉笑道：“永贞，说起来还多亏你的那个办法，打动了老祖宗，也打动了主子，这么多年老祖宗都没有冒着得罪人的风险，替别人说话了，你可是第一个啊！”
张恪急忙说道：“天高地厚之恩，真是不知道该怎么报答陈公公，要不我给他老人家建个生词，每天诚心祭拜……”
“别！”
洪清泉狠狠瞪了张恪一眼，笑骂道：“老祖宗帮你是看重你的才华，更是看重那一年一百万两银子的主意，你到底能不能赚出来？”
“嗯，一定能行！”
张恪斩钉截铁的说道：“洪公公，我在书信里面已经分析过了，我大明和外面存在金银差价，这个差价就是赚钱的基础。另外大明在海外生活的商人并不在少数，光是日本的长崎一带就有长住商人两三万人。”
“哦！”洪清泉忍不住大吃一惊。
“永贞，海上波涛汹涌，九死一生，怎么会有这么多人去冒险啊？”
看着洪清泉吃惊的模样，张恪暗暗摇头，在明朝大多数人眼里，还是谈海色变，殊不知海洋才是未来财富的源泉！
“洪公公，如今航海技术已经提高了不少，死亡的并不多，更何况在国初的时候，郑和公公就领着船队七下西洋，要是真九死一生，他还能活着回来吗？”
一听这话，洪公公也忍不住挠挠头，的确郑和可是他们这些太监的榜样，一想到前辈的丰功伟绩，洪清泉也有些热血沸腾。
“永贞，你是要宫里组织船队去日本换黄金吗？”
“当然不是！”张恪笑道：“大规模出动船队，一类投入大，二来也会惹人嚼舌根子。宫里想赚钱哪用这么麻烦，光是一个名号就足够了。大明皇家！四个字，千金不换！”
张恪说的慷慨激昂，可是洪清泉还是满脸的不信。
“永贞，宫里的牌子要是好用，就不会满世界的派矿监税监了！”
“公公，实不相瞒，别看矿场真金白银的出来，可是赚钱的速度还是太慢了，而且累死累活，惹人非议，真是不值得！”
洪清泉哼了一声：“小子，别说大话，赶快说你的办法，咱家倒要看看，你的高明在哪里？”
“哈哈哈，洪公公，大明和日本之间有贸易往来，又有那么多的商人在日本，可是每次货物往来，都要携带大量金银。海上风浪大，又有海盗出没，一旦被抢劫了，那就欲哭无泪。如今大明不少钱庄票号都有兑换的业务，长途贩运的时候，拿着银票，既轻松又安全。”
洪清泉也非常敏锐，听张恪这么一说，急忙说道：“你的意思让宫里在日本办票号！”
“公公高见，海商漂洋过海，在异域经商，最需要安全和信用。如果在日本建立一个大明皇家银行，就冲着皇家的金字招牌，所有的商人就会把金银乖乖的送来，换成银票，在中日之间往来经商。银行囤积了金银之后，也在日本建立起关系网，就可以大肆的换取金银，大赚暴利，公公以为我的办法如何？”
洪清泉听着张恪的话，越听呼吸越急促，在宫里万历和陈矩也探讨过张恪的方案，他们认为有两个麻烦，第一是本钱问题，第二是怕引来各方的非议。
张恪这番话把两个难题全都解决了，建立了皇家银行，吸收了金银就有了本钱，而这个银行自然就成了最好的保护伞，如果真的出了麻烦，宫里也可以推说不知道。
洪清泉越想越觉得完美，竟然手舞足蹈起来。
“好，真是太好了，银行赚钱，加上金银兑换，一年给宫里送百万银子应该没有问题！永贞，你可真是奇才，这样吧，你想不想进宫做事？”
洪清泉脱口而出，吓得张恪急忙低头扫了眼两腿之间。
“洪公公，小的还没成亲呢，再说了，我怕疼啊！”
洪清泉哈哈大笑起来：“想什么呢，咱家是让你给宫里做事，当个皇商，去负责皇家银行！”
开玩笑！要是太平盛世，老子当个富商也就算了，眼下什么时候，我才不凑热闹呢！
“公公，小的虽然献了计策，可是我一不懂票号，二不懂商贸，三不懂日本，我看还是找更合适的人去吧！”
洪清泉沉着脸说道：“你小子就是不想去海外冒险！咱家也不勉强你了，朝廷的任命已经下来了。”
洪清泉拍了一下巴掌，有人就把官服，告身，印信一大堆东西捧来进来。
“这是你的备御印信，还有世袭千户的告身，都好好拿着吧！”
张恪一看，顿时眼睛就直了，总算当官了！这么容易就成了千户了！捧着沉甸甸的铜印，张恪忍不住咧嘴笑出来。
“洪公公，我不是做梦吧！”
洪清泉看着他没出息的模样，冷哼了一声：“你还要怎样，张永贞，你知不知道寻常买个备御，不过三五千两银子而已！你小子可是花了一年一百万两，咱家都替你心疼！”
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