第三百四十九章 搬家（中）
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“呵呵呵呵。”程依依在床上笑道，“芷若，你现在都快成了小财迷了，咱们家到底还剩多少银子啊？”
赵芷若噼里啪啦的打了一阵子算盘，停下手说道：“依依姐，咱们买房子花了8oo多两，添置新的家具，收拾房子又花了将近1oo两，现在咱们家还剩下7oo两银子。”
“咱们搬完家应该没花钱的地方了吧。”许朗对理财没什么概念，“这7oo两是不是还存银行啊？”
“依依姐过完年不去银行上班了，就只剩基本的工资。”赵芷若转过身子，“而且咱们家马上又要有小孩子了，花钱的地方也会多起来，这7oo两存银行的话没有多少利息。”
“不存银行存哪？”许朗问道，“要是放在家里岂不是更没利息。”
“许朗，依依姐，有件事我想和你们商量一下。”赵芷若吞吞吐吐的说道，“可是我又拿不定主意，不知道该怎么说。”
“什么事你拿不定主意？”许朗看着赵芷若犹豫的样子在烛光下越显得娇媚，不自觉的朝着程依依看了一眼，走过去拉住了赵芷若的手轻轻的捻了一下，“难道又有人找你投资了？”
“嗯。”赵芷若的脸红了一下，微微的握了握许朗的手，“你知道联合总会的王齐吧，就是琼州知府王可宗的家人。”
“我知道。”许朗拉着赵芷若的手并没有松开，“王齐怎么了？”
“王齐原先不是把榆林湾的肥皂厂买过去了吗，据说他现在要扩大生产规模，听说从银行贷不出钱来，所以他想找人入股。但是上次出了传销那件事以后，没几个人愿意再把自己的钱拿出来了。”
“他的肥皂厂？”许朗抬头想了一会，转头向程依依问道，“依依，他从银行贷不了款吗？”
“对。”程依依答道，“这件事他亲自找过我，但是他原先的贷款没有还清，所以根据银行的规定，他现在还无法再次贷款。”
“那他的肥皂厂到底经营的怎么样，你们银行考察过吗？”许朗又问道。
“那个肥皂厂经营的还算不错，王齐有点商业头脑。但是银行做出这个规定其实也是很无奈，银行的银子也不多了。”
“许朗，依依姐。”赵芷若问道，“要是咱们把钱投到王齐的厂子里会不会有什么问题啊？”
“问题当然是有。”许朗解释道，“咱们这么把钱给王齐就不是借钱了，而是投资入股。如果王齐的厂子以后挣不到钱，或者倒闭了，那咱们的钱就拿不回来了。”
“是这样啊。”赵芷若说道，“这么说还是存在依依姐的银行里保险。”
“芷若，你别听他吓唬你。”程依依笑道，“理论上是有拿不回来的可能，但是如果他的厂子要是真的挣了钱了，那咱们的银子可比存银行要多得多了，这是正常的集资，和传销是两回事。”
“那咱们到底应不应该入股。”赵芷若看了看程依依又看了看许朗，一时拿不定主意。
“芷若，你来决定吧，你觉得行就入股。”许朗拍了拍赵芷若的手，又向程依依问道，“依依，你知不知道如果咱们向这些企业投资，委员会有没有具体的规定？”
程依依明白许朗的意思：“你又想多了，公务员不准经商那是咱们故国的规定。现在榆林湾的情况不适合这个规定，咱们现在的政策是鼓励投资的。”
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