第九一六章 朕的江山朕做主！（上）
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张学颜接着道：“还有第二条，在如今这种全国规模的大恐慌下，五千万两也不过杯水牟薪，除非有什么金矿银矿大发现，否则很难遏制住苍生弃钞存银的感动。龙腾小说ltxsba.com[]至于第三条，就更离谱了，圣旨一出，皇上和朝廷就成了承兑人。久远看，这也许不是坏事，可我们拿什么兑给民众？到时候，破产的就不是皇家银行，而是皇家和朝廷了！”
万历听得频频颔首，望向王家屏道：“王阁老是山西人，怎么看？”
“微臣首先是皇上的阁臣。”王家屏正色道：“我完全同意张阁老的看法。并且微臣一直认为，像皇家银行这样与国计民生息息相关的机构，还是应该由朝廷所有，而不是委之以s下就撇清了他与晋商的关系，为后面畅所yu言奠定了基础：“当务之急是”现银和银票间的兑换关系不克不及断，否则天下立时大乱！”
“白了，就是个信心的问题。除真金白银最能带来信心外。”顿一下，王家屏沉声道：“只要苍生相信，他的银票不会酿成废纸，那么即使一时兑不呈现银，他们也不会恐慌，银票也能继续在世面流通。”
“王阁老得好。”万历点颔首道：“朝廷不克不及承担无限的义务，一切都应以朝廷负担得起为限。
“还有一点。”张学颜不愧是带过兵的，杀气腾腾道：“要遏制大户挤兑，由朝廷规定，五千两以上的银票禁绝提现，五千两以上的交易，必须通过银票或者银行转账体例完成！违反者严惩不贷！”
“这个不现实。”王家屏是出了名的直脾气，顾不上张前辈的面子，摇头道：“一来，朝廷没法监管，二来，银贵票贱的趋势已成定局”禁绝大额现银交易”买方自然愿意，可卖方就亏大了，这样是做不成买卖的。最终双方一定会抛弃银票，失落臂犯法的风险，乘用金银的。”顿一下，他看看张学颜道：“您刚刚宝钞的例子，应该记得，那时为了呵护法订货币，朝廷禁止金银用于交易，然而没有任何效果。”
万历能觉察出”在经济方面，王家屏显然比张学颜要强很多，便只问前者道：“那么以王阁老看来，朝廷该如何去做呢？”
“微臣以为，另外手段都只是辅助，关口还是提振民众对银票兑付能力的信心。”王家屏道：“对此，微臣有三策，第一，宣布将皇家银行收归国有。第二，宣布将吕宋的金矿收归国有，老苍生都知道，那里有无穷无尽的黄金。第三，宣布以朝廷税收担保银票的兑付能力。这三策只有一个目的，就是提振信心！只要苍生有信心，皇家银行就能撑得下去！”
万历听得连连颔首，很是兴奋道：“的不错”朕再弥补一点。
要揪出这次挤兑风潮的幕后黑手，看看是谁想让大明苍生陷于水火，对这样的大户，发现一家，查处一家”必须严惩不贷！”
“皇上得极是，可是”王家屏皱眉道：“挤兑这种事儿，就算查到源头也没用，人家手里有银票，要求银行兑现，天经地义”这个理，驳不倒的。”
“yu加之罪，何患无辞。”万历冷笑起来道：“这个们不消操心了”让专业人士去干吧。”着他看看王家屏道：“回去跟内阁几位吹吹风，派什么人当这个吕宋总督”派几多军队过去接收，如何放置，拿出个条陈来朕看看。”
家屏躬身道。
“们的，朕先考虑考虑”万历再次端茶道：“请回吧。”
待两位大人退下后，万历疲惫的仰在安乐椅上，点一根福寿烟吞云吐雾起来。
一边伺候的客用，亲历了今天的几番会谈，心里早就涌起个念头不成道制，终于忍不住……抽泣起来。
“对着朕”万历听到消息，睁眼一看，就见客用在撇马尿，不由笑骂道：“哭个啥？咒我么？”
“奴婢不敢”客用摇着头，抽泣道：“奴婢只是看着皇上愁眉不展，心疼。又不克不及帮上皇上，难受。”
“呵呵”万历展颜笑道：“有这份孝心，比什么都强。”
“孝心自然十成十，何止是奴婢，这宫里实心实意孝顺皇上的，没有一万也有八千。”客用擦擦泪道：“可惜，孝心定不了真金白银，也解不子皇上的忧愁。”
“空话”万历端起茶盏，呷一口，又抬起头道：“话里有话，什么时候也学那些破腐文人皮里阳秋了？”
“什么都瞒不过皇上”客用被揭穿了也不脸红，反而厚着脸皮邀功道：“奴婢只是想起皇帝昔日过的话，心里琢磨着，好似跟眼下大明朝的麻烦正对症。”
“哦，来听听。”万历换个舒服的姿势道：“朕看看这个狗头军师，能出什么的馊主意。”
“皇上昔日”客用鉴貌辨色，心翼翼道：“待到时机成熟，便往各地派遣矿监、税使。奴婢一想，这跟王阁老所三策中的两个不谋而合，可是外臣只会夸夸其谈，到为皇上分忧，还得看俺们这些奴婢。”
“好奴婢，果然有孝心。”万历逗他道：“朕把最肥的差派给，让去吕宋可好？”
“”客用苦着脸道：“奴婢就是看着主子难过，才出了个主意，却三点没筹算离开皇上。”
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