第1001章 乱起货币
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“师父，接下来我还要压低利息，我是这么想的……投资工业，算来算去，一年的利润很难超过百分之10，所以要想把资金导入工业领域，就必须压低利息，这也是师父一贯的主张……弟子以为应该压到百分之5以下，人本逐利，利息低了，不能靠着钱生钱，自然就会投资工商。”
王宁安听完，摇了摇头，“君实，你的想法在学理上，似乎说得通，可现实未必如此。”
司马光不解道：“请师父指点。”
“指点谈不上，也是我的一点猜测。工商不是很容易做的，不光是资本一项，还有人才，管理，市场……方方面面，缺一不可，对大多数人来说，投资工商，尤其是建个工厂，都是不可能的……所以我估计，即便压低了利息，也很难有效果。”
“那……总会有些人去投资吧？”司马光试探道。
“的确会有，但是我认为更多的人会去投机！”
“投机？”
“嗯。”王宁安道：“那些有钱的人，应该首先考虑的是资金的安全和保值，因为利息压低，收入就会减少，所以他们会投向更保值的领域，还有获利更多的金融市场！”
“呀！”
司马光终于恍然大悟，“师父，您的意思莫非是又要出现一轮粮价上涨？就像去年那样？”
王宁安思量一下，表示反对。
“粮价短期内涨不起来，因为去年我们拿出了很多的措施，今年的粮食供应还算充足，不会出乱子。真正可能出问题的是股市，对了，还有京城的房产！”
司马光稍微想了一下，立刻鬓角冒汗了。
这些年，大宋越来越强盛，吸引八方来客，谁都想在京城置产，住在天子脚下，沐浴皇恩……不用问，房价早就飞上天了。
即便最差的年份，也不会低于百分之10。
你想压低利息，让人们投资工商，人家还想廉价借款，然后去买房坐等升值呢！
司马光终于察觉了漏洞，立刻道：“师父，弟子这就去拟定办法，禁止炒作，不准投资房产……”
王宁安只是笑笑，没有多说，可一切尽在不言中。过去的几年，西京地方的税收，很大一块是房产交易，如果禁止了，衙门怎么运作？
更何况人家来京城定居，也是好事情，岂能一禁了之！
而且更麻烦的还在后面！
“君实，除此之外，你还准备增发货币？”
司马光颔首；“没错，耶律洪基被俘虏了，辽国并入大宋版图，一统货币，当然是大势所趋，必须要做的事情。”司马光道：“弟子算过了，以契丹的体量，加上金银蕴藏，增发3000万贯，不成问题，有了这笔钱，正好能填补一些亏空，接下来治理契丹，也就好办了！”
王宁安深吸口气，“君实，你准备怎么发行货币？”
“当然是按照大宋的规矩，发行以金银为担保的纸钞，对换掉契丹人手里的铜钱。”司马光说着，也露出了迟疑之色，貌似这事情有问题啊！
“师父，纸钞换铜钱，毕竟是以纸换钱，怕有人不接受。”
王宁安无奈笑了一声，“如果不接受还算好的，我看是要遍地烽火了！”
“这么严重？”
王宁安冷静道：“直接兑换，如果我是执行的官员，肯定要压低铜钱价格，甚至多印钞票，直接购买当地的物资，把该买的都买来，这可是洗劫财富的大好时机啊！”
哎呦！
司马光恨不得抽自己两个嘴巴子，这一手师父刚刚玩过，不就是靠着增发货币，抢购物资，把契丹经济搞乱的吗？
近在咫尺的事情，就给忽略了！
那时候还是耶律洪基统治，现在换成了大宋直接掌控，那就不是洗劫财富了，而是敲骨吸髓，吃人不吐骨头了！
仿佛为了验证王宁安的预言一样，果然云州那边出了问题，章楶上奏，说是又打了胜仗，可根据送来的密报，起因是两个部落拒绝接受大宋的货币，结果和宋军发生了冲突，有20多人被打死。
章楶大怒，立刻报复，派遣人马荡平了这两个小部落，把所有青壮抓走，充作奴隶，用来修路，其余的妇孺则是分给了其他部落。
并且下了严令，任何人不得拒绝大宋的货币，否则，谋反论处！
章楶的处置是果断的，可司马光看完，却叫苦不迭，冷汗从鬓角下来了，气恼道：“章楶太过分了，居然欺瞒朝廷，他这是犯了大忌，万一泄露风声，肯定有人揪住不放……师父，弟子以为应当立刻压下去才是！”
王宁安摇了摇头，“君实，你说这种时候，压得下去吗？”
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