第51章 别打脑壳打屁股
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“存你那边真的有利钱啊？”蒋雯硬着头皮问。
“小百姓来存，百有五利，一千贯以上的大客户，百有六利。一万贯的贵宾客户，百有七利。”高方平道：“运作模式没问题，不要试图用你未开化的脑袋来思考我的乾坤。你唯一需要想通的是：敢不敢信任我？一言可决。”
蒋雯豁出去的道：“信了便如何，反正我孤身一人，大人要连人带钱吃个精光，我也反抗不了。南来北往的商旅都在说，大人的信誉不是吹出来的。以往我家和东京城的商贩交易，损耗大着呢。两百里路，需要请无数保镖，用大车拉着钱前往，这个风险太大了。就算是我家弟弟武艺高强，也经常吃贼人的亏，一路缴纳买路钱拜山，运气不好的时候一车钱运到东京只有六成。就算比较顺利，一车钱运到东京，也至少有两成是保镖的。凡此种种，还得加上各处关卡的官差盘剥。”
蒋雯说的是真的，这时代的长途大宗交易，就是有那么大的损耗。而她胆大又聪明，看出其中的机会就马上紧紧的抓住。
蒋雯又道：“现在敢问大人，钱存您的名下，往后去汴京办货是不是除了有利息，不用劳师动众的用车拉钱了，只需携带您的票据就能打通孟州和汴京的通道？”
“此点我承诺。你蒋雯的票据山贼抢了也没用，山贼敢去汴京兑现正好，老子把他手剁了，送来让你发落。”高方平道：“此外除了朝廷规定的正规税目外，有官差敢多收钱你就报我的名号，官差不听也没关系，我保证下一刻钟他在东京的家产就姓高，然后我把他的家产分你一些。咱老高家两奸臣别的本事没有，害人那是杠杠的。”
噗嗤——
蒋雯被逗笑了起来。
高方平狐狸尾巴露了出来：“不过跨区汇兑对我钱庄的运作成本有压力，所以会收取汇兑费用，你怎么看？”
蒋雯一听要钱，仿佛死了爹一样的道：“汇兑抽取几层？”
高方平嘿嘿笑道：“我没那么心黑，早告诉你了抢人有方式，天下人，你从每人的身上抢十文，你就是首富，大家都尊敬你。但你要敢从一万个土豪的身上每人抢十万贯，那么你爹是蔡京也会死的很难看，懂了吗？所以汇兑抽取的很少，抽一层你觉得怎么样，等以后运作大了，成本降低，我有把握降低至百抽三。”
“什么！”
蒋雯震惊的道：“只抽一层，您确定这么便宜？民间镖局运作可是抽取二层，还不怎么安全。押运银两倒是稍便宜，却也要抽取一层半，可惜民间银两太少，一般只许官人用。”
“我运作只要一层。这是模式的进步，因为根本无需频繁押送银钱往返。这边的钱庄分部，和东京只需账目汇票的勾销核算。少量的大额银钱运送，会有殿前司的禁军运送。”高方平道。
“我不要大人利息，要参与盈亏，入股！”蒋雯果然机灵又心黑。
高方平嘴巴都笑歪了，“算你一股，择日我派人来做银钱交接事宜。孟州的起步资金就用你的钱运作。我会派人给你，州衙的常维大人也会给予你一定的支持，没事，老常他欠我人情。”
“妾身要做副掌柜，否则我不依。”她故意把美手在高方平身上蹭来蹭去的。
高方平给她后脑勺一巴掌：“副掌柜有什么意思，我封你为孟州首席掌柜。”
蒋雯顿时笑得像朵海棠花一样，唯一美中不足的在于，这小子那一巴掌不是打脑壳、而是打屁股就完美了。
蒋雯使劲的舔舔嘴皮又道：“大人既然给我机会入股，我想博大一点，把两处酒楼，各处肉档变卖了，凑足银钱。”
高方平指着她道：“你你，败家娘们，老子就看中了你的酒楼和肉档，你要敢卖了，我也把你卖去青楼去。不能卖，酒楼肉档依照市价再加一层，折算为你的入股资金。支票的推广初期最困难懂不，但倘若你的老字号酒楼和肉档可以用票据结算，突破口就有了，一个传一个叫传销你懂不？”
蒋雯高兴的有些不来气，急于卖酒楼和肉档的话，恐怕只会有市价的九层左右，这下居然可以折价十一层入股，真的太幸福了。
“大人的聪明、大气、诚恳，真不是虚的，总之妾身此生都卖给您了，爱咋地就咋地。”蒋雯激动的拍桌子道。
高方平道：“所以呢，我把你捧上屠夫帮的首座是有用意的。”
“理会得，吃人不吐骨头，狠狠帮你吸他们的血。”蒋雯女土匪的模样道。
高方平又给她后脑勺一掌：“他们可都是你的手下，将来给你卖命给你赚钱的人，对他们好些懂不。有他们的效忠和帮助，钱庄会多出多少用户算过没有？票据的推广会快多少算过没有？只是你家的肉档用票据结算，难说老百姓就不买你家的肉了，但全孟州的肉档都用票据呢？那就大家都顺利接受票据了懂不？知道怎么和手下取得双赢了吗？”
“哦。”
……
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