3345 这一国的高利贷啊！
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肖乐天看着废墟中挣扎钻出来的一束月季花，娇艳的花骨朵已经喝足了血水，正怒放出一朵耀眼的血红。最新地址ltxsba.xyz￣︶︺sц閣浼镄嗹載尛裞閲渎棢つＷｗＷ．kaNshＵge.lā
“为什么法国有一个绰号叫做高利贷帝国主义……不用惊讶，就是你们德国流放出去的那位大牛人给总结的！”
“其实如果战争之前，你们能够找这位老乡好好研究一下战略的话，你们是不会出现这样大的错误的！”
“法国成为高利贷帝国主义，其实跟你们也有很大的关系！”
问题归根结底还是出在之前拉乌尔里高和尤金、安德鲁之间的那场著名的对话上！
在那次思维的整编中，肖乐天一针见血的分析到了法国经济上出现的重大问题，那就是科技落后而造成生产效率的降低！
普法战争之前的法国工业，人力成本不断提高，土地租金价格也开始上涨，原材料和物流成本也有显著的提高。
更要命的是生产效率一直也提升不起来，再加上工业品科技含量已经落后于普鲁士，这就造成了法国工业品的国际竞争力持续下降。
他们没法跟普鲁士打价格战，也没法靠技术创新提高附加值，所以整个法兰西的工业出现了严重的滑坡。
而这种滑坡更加剧了工人阶级和资本家之间的矛盾，各种冲突逐渐恶化！
看看，这就是一个恶性循环，一环套着一环的崩坏，最后让问题得不到解决反而更加激化！
工业沦丧了，那么法国的农业就好吗？其实也是问题重重的！
由于法国大革命时期，共和国给农民进行了地权分割，把封建领主手中的大块土地拆分成小块，分给无土地的农民。
固然，这是给农民增加了福利，但是显而易见的缺陷是，这样就造成了严重的小农经济，法国的农业无法形成规模化！
别说比不了美国的那种大农庄经济了，就连英国的牧场规模都比不了，整个法国的农业完全是松散的家居形的。
农业和工业都出现了问题，可是法国本身在第一次工业革命期间还积攒了大量的财富！
财富是什么？财富就是资本啊！
而资本的天性就是逐利的，这个天性无法被压制，资本就好像洪水一样必须要找一个宣泄口！
法国的资本家们手里攥着钱无处投资，你说投工业？工业那点德行根本就竞争不过德国。
投资农业？都是小农庄经济，压根无法形成规模化，指望买几个农庄、酒坊就能解决资本逐利的问题？简直是开玩笑。
必须要确认一点，需要逐利的资本总量是非常庞大的，那可不是几千万几个亿法郎，要是真那么小就好了，随便扩张几个葡萄酒庄就能消化的了。
需要逐利的资本规模恐怕高达七八百亿金法郎，没准会逼近上千亿金法郎！
如此众多的资本想要逐利，可是死活就没有一个实业能容纳进去，最后逼得没办法了，也就形成了法国一个独特的经济现象。
那就是放贷，放高利贷！
这可是全民放高利贷，有闲钱的富人把金钱汇集在一起，向着各行各业进行冲击！
你需不需要钱？你要不要扩张资金？我这三分利，我这三分五！
甚至到最后这笔高利贷生意，还做到了国外去，很多国家都找法国高利贷来拆借战争的军费！
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