第六百五十六章：流通
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银行是一个什么东西，蔡老汉从来没有听说过，但既然能换钱，那自然便也是钱庄之类的。更多小说ltxsba.com但钱庄换钱是要收手续费的，这让蔡老汉更是发愁了，还没有卖出一点炭，却要连二接三的掏钱出去。
像蔡老汉这样的人，过了大半辈子了，还从来没有进过钱庄，每年赚得钱，基本上刚刚够糊口，小有赢余，也是往坛子里一装，再把坛子塞进床底下或者更隐秘的角落，谁会花那冤枉钱请钱庄保管钱？
但不交税，便不能进西市，不能进西市，自然就不能交易。也不是不能在外头卖，但这样的话，要是给税丁抓住了，连税带罚，可就要让他血本无归了。老实巴交的蔡老汉，自然不会去冒这个险。
蔡老汉不识字，问了好几个人，才终于找到了那个什么太平银行，但一看那门面，那气势，蔡老汉却犹豫了。这门槛，自己真能踏进去？
抬头看了看那大门，大门两边站着的两个青衣少年，再看看内里的装饰，虽然只能看到一点点，但已经很清楚的表明了里面的豪奢。他低头看了看自己的双手，因为这么多年一直烧炭，他的双手黑得发亮，即便是再怎么洗，也是洗不掉的。
在门前逡巡了半晌，走来走去，却终是不敢踏进门去。
“这位爷，是来大明银行办业务的吗？”门前一位青衣少年迎了上来，说话声音有些尖厉，脸上带着笑容，双手抱拳，对着蔡老汉拱手道。
“我，我……”蔡老汉哆嗦了一下，活了半辈子，还没有人称他爷呢。
我了半晌，他终于记起自己是来干什么的了。“是是是，我是来换钱的，蔡税官说就你们这儿能换。”
“原来爷是来换纸币的，请请请！”青衣少年满脸笑容，伸手相让。
“这位小哥，请问一下，我要换一贯钱，不不不，八百钱的纸币，要交多少手续费？”蔡老汉伸手拉住青衣小哥，刚刚一拉，看到自己的黑手，又赶紧松了开来。
“在我们这里换钱，不用交手续费。”青衣少年摇头道。
“不交钱？钱庄换钱不都是要收费么？”蔡老汉大为惊讶，还有这样的好事？
青衣少年笑着，指了指蔡老汉头上：“这位爷，我们这里不是钱庄，是大明太平银行，我们这儿可是朝廷办的，不是什么私人产业。”
“哦，原来是这样。”蔡老汉一听说是朝廷办的，心中倒是大定。这大明王登基之后，别的不说，老百姓倒还是有不少实惠的，至少进城不交入城费了，好多以前的税费没有了，日子比以前好过多了。
将蔡老汉迎进店内，青衣少年接着道：“这位爷，我们这里除了换钱之外，还提供其它的存钱服务，您如果有多余的钱，也可以存进我们太平银行来。”
“存钱还要交保管费，我们庄稼汉，哪有钱存？再说也舍不得给这什么保管费啊！”蔡老汉连连摆手。
“我们太平银行可不是这样的，您在我们这里存钱，不需要交保管费，相反，我们还给您给利息钱呢！”青衣少年笑着解释。
“还给利息钱？”蔡老汉大奇。
“当然了。假如您有一百两银子，如果在我们这里定期存一年呢，便有五两银子的息，存半年呢，便有三两银子的息，如果想随时都能取走，那便只有一两的息了。这样跟您说吧，您存的时间越长，我们给的利息就越高。”青衣少年道：“总之还是很划算的，您今天来换钱是交税的吧，现在交税，纸币与其它钱各一半，您一次便换八百文的纸币，那您的流水还是很大的呀！与其把银子放在家里长霉，倒还不如存进我们这里让他下崽呢！”
蔡老汉有些心动，一百两银子，一年便有五两的息呢！儿子这大半年寄了几十两银子回家，与自己往年的积存加在一起，倒也真有百来两，现在就藏在自己床下呢。一年五两银子呢，自己辛苦一年，又能赚多少呢？
说话间，柜台内里，已经将几张轻飘飘的长方形的纸递了出来，青衣少年先接过来，再双手奉给蔡老汉，“这是八百文钱，您收好了。”
手里的纸花花绿绿的，蔡老汉捧在手里，却有些发蒙，自己没甸甸的八百文钱拿进去，就换了这几张纸片？
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