第一章 十三行
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“没眼力的东西，没见我正忙？”
那小厮哭丧着脸道：“少爷，一伙子外商今儿一大早，到太平门外递了禀帖，将老爷告了，整个西关如今都传遍了，老爷严令，着少爷马上回府。”
颠地的动作这么快？几个十三行子弟不由的面面相觑，严世宽呆了一呆，对着几人拱手道：“劳烦几位尽快将乐仔送回府，在下先行一步。”说着一跺脚，快步离开。
公元1837年，道光十七年，四月二十。
英商颠地向两广总督邓廷桢递交禀帖，控告十三行之兴泰行欠债二百五十八万元（银元），无力偿还，恳请邓廷桢洞明恩准，谕饬十三行依照惯例，着未破产的行商会议，确定赔偿方案。
太平门外，西关——十三行商行、外夷商馆所在地，广州城最繁华的商业中心。
兴泰行巨额商欠被外商控告，消息一传开，立时在西关引起了轰动，整个西关的大小茶楼、中外洋行、商号、会馆、夷馆、学院，街头巷尾皆是议论纷纷。
十三行行商倒闭破产不是什么稀奇事，但象兴泰行这样的却是少见，兴泰行在十三行中排名并不靠前，入行时间也不长，不过才七八年时间，居然就欠下了如此巨额的债务，自然分外引人瞩目。
一些嗅觉灵敏，心思灵动者则预感到，平静了十余年的十三行或许又将迎来一场劫难，而且很可能是关乎十三行存亡的一次生死大劫！
西关，靖远街，孚泰行。
年逾五十的昆官——易允昌手中捏着一份《广州周报》，紧锁着眉头在房间里来回的踱着，兴泰行被外商控告，虽然早有预料，可一旦成为事实，还是令他感到极度不安。
十三行大部分行商都负债累累，孚泰行亦不例外，欠外商债务约四十万元，虽说商欠数额并不是很大，但他担忧遭受池鱼之殃。
十三行商行一旦因商欠被外商控告，结局就是倒闭破产，自乾隆朝以来，几乎没有例外，倒闭商行遗留的债务，则是由十三行未破产的商行一起赔偿——这是朝廷制定的连带互保制度。
易允昌担忧的是，以十三行如今的情形，绝对无法在短期内偿还如此之高的债务，这势必会引发放贷外商的恐慌，从而纷纷上门催债。
孚泰行这几年根本就是拆东墙补西墙，债主若是一齐上门逼债，孚泰行立马就得步兴泰行的后尘，退一步讲，就算只有一半的债主上门逼债，孚泰行最多也只能撑的住今年不倒闭，明年仍旧逃不过倒闭破产的下场。
来来回回不知道踱了多少个来回，易允昌才停下脚步，对外吩咐道：“来人。”
一直在门外候着，协管行务的易知书连忙推门进来，他是易允昌的长子，刚过而立之年，从道光十年孚泰行成立之日起，就一直协助打理商行，不仅熟悉商务，而且说的一口流利的广东英语。
见他进来，易允昌扬了扬手中的报纸，道：“英商控告兴泰行一事刊载在《广州周报》的头条，这必然会激起外商的恐慌，少不了会有人上门催债，你去跟那些个有交情的茶商丝商们谈谈，看能否赊一批茶叶生丝，价格可以高点，另外，盘点一下货栈，将囤积的货物全部抛出去，低价，甚至是亏本也在所不惜。”
这简直就是饮鸩止渴！易知书脸色一下变的苍白无比，迟疑了片刻，他才低声道：“能否想法子借贷……？”
易允昌盯着他道：“眼下这情形，收贷都还来不及，谁敢给咱们放贷？”
易知书不敢再废话，点头道：“孩儿马上去办。”
“吩咐下面，有夷商来访，不用通报，直接领进来见我。”易允昌说着挥挥手，道：“去吧。”
听的关门声，易允昌仰天长叹了一声，全身的力量仿佛都被抽走了一般，整个人都萎顿不堪，高价赊进茶叶生丝、低价甩卖囤积货物，不是为了还债，而是为倒闭破产做准备，做出这个决定，他仿佛一下子苍老了十年。
既然倒闭破产已是在所难免，苟延残喘也不过是拖到明年，那么迟倒闭就不如早倒闭，明年倒闭就不如今年倒闭！被动倒闭，就不如主动倒闭！
随着兴泰行的倒闭，十三行的商行不说倒闭一半，至少也要倒闭三四成，乘着这股倒闭风潮，主动倒闭，更容易浑水摸鱼。
十三行商行欠债倒闭，不仅要抄没家产，行商要以诈骗罪名充军流放边疆，更为不堪忍受的是，家属也要全部发卖抵债。
易允昌之所以主动做出倒闭的决定，就是不甘心，不甘心拖累所有的家人，他要筹划将一部分家人送去南洋避祸，至少为易家留点希望。
突然，房门被猛的一下推开，一个中年人脸色煞白的冲进来，上气不接下气的道：“老爷……三少爷……出事了！”
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