第十三章 有机会
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“这话当真？”
“别打岔！”易知足轻斥了一句，接着道：“凡事有一利，必有一弊，有一弊，必有一利，兴泰行之所以面临倒闭，是因为高额的商欠，而我认为，正是高额的商欠为兴泰行留下一线生机……。”
“能不能不那么绕？”严世宽抗议道：“我的原话记着回去复述……。”
易知足瞪了他一眼，他连忙乖乖闭口。
“之所以如此说，是因为十三行的连带互保制度，兴泰行欠额总计二百五十八万元，就算是抄没了严家，估计仍然还有二百万以上的缺口，若是兴泰行倒闭，这个缺口就得十三行现有的行商填补。
自英国东印度公司对倒闭之后，十三行的处境就日趋艰难，日子稍稍好过一点的，不外乎是怡和行、同孚行、广利行三家，这个缺口也主要由这三家填补，一家至少要四五十万，广利行和同孚行怕是都承受不住那么大的压力。
再一个，兴泰行的倒闭，会引发放贷外商的恐慌，从而掀起一波追债的风潮，这两日已经有这方面的迹象了，若是任由这情形继续发展，必然会导致商欠数额较高的小商行相继倒闭。
如此一来，十三行三大家商行要还的债务就不只二百万，甚至有可能是四百万，就算财大气粗的怡和行怕是也会为之头痛。
所以，十三行的三大行商，应该没有谁会愿意兴泰行倒闭，就连怡和行也不愿意！”
严世宽殷勤的为他续了杯茶，道：“十三行固然是不愿意，但架不住总督府和粤海关的强压，这根子还是在外商，只要他们不逼迫还债，就是你好我好大家好。”
“根子不在外商。”易知足笃定的道：“根子在十三行！两广总督和粤海关在乎的是朝廷的颜面，他们不会管十三行和外商如何商谈，只要外商不控告十三行，他们根本不会多事。
外商的目的是追债，向两广总督递交禀帖，控告兴泰行，就是为了追债，他们最为关心的，是拿回放贷的银子，至于是谁还债，是十三行？还是兴泰行？他们根本无所谓，所以说，十三行的态度决定了兴泰行的生死！”
“十三行的态度决定了兴泰行的生死，而十三行又没有谁愿意兴泰行倒闭。”严世宽说着白了他一眼，道：“这不就是说，兴泰行根本不会倒闭？”
易知足白了他一眼，道：“我只说十三行的三大行商，不愿意兴泰行倒闭，可没包括小商行在内，你听清楚！”
顿了顿，他才接着道：“十三行垄断整个对外贸易，但朝廷对茶、丝等大宗商品的出口是有定额的，简单点说，就好比一个大饼，十三家商行分着吃，兴泰行倒闭了，就等若少一个人吃，剩下的十二人就够吃的更多，从这方面讲，十三行行商家家都希望兴泰行倒闭。”
“嗯，我明白了。”严世宽点头道：“大行商怕分担兴泰行巨额债务，不愿意兴泰行倒闭，小行商想获得兴泰行倒闭后空出的份额，所以希望兴泰行倒闭。”
“对。”易知足点头道：“尤其是没有倒闭风险的几家小商行，更乐意见到兴泰行倒闭。”
“那如何才能避免兴泰行倒闭？”
“说简单也简单，说复杂也复杂。”易知足才说了一句，就听的肚子“咕”的一响，瞥了外面一眼，外面早就黑透了，他起身道：“要不，先吃饭？”
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