第四十七章 客大欺店
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“月息四厘，当然不可能。”易知足含笑道：“英国银行之所以放贷利率如此之低，是因为英国有着发达成熟的金融业，资本市场资金充裕，咱们目前不具备这个条件。
钱庄初建阶段，要抢占市场，需要大量的资金投入，说直白点，咱们要从别人碗里抢饭吃，没有雄厚的本钱是抢不到的，因此，在初期阶段，钱庄给诸位的利息不可能太低，暂时的定在月息一分。”
月息一分，众人都不由的大失所望，稍稍盘算，东昌行的行商罗福泰便大声道：“咱们入股五万，借贷十万，月息一分，这不仍旧是以二分月息借贷五万？没丝毫受益之处。”
易知足毫不客气的道：“罗林官不妨将眼光放长远一点，钱庄一旦稳固了市场，站稳了脚跟，诸位借贷的数额将会增大，利息也将逐步降低，咱们不目标，是将年息降到一钱以下，还有一点，罗林官别忘了，入股的五万，钱庄每年是有分红的。”
谢有仁跟着开口道：“广州市面银钱短缺，钱庄如何吸纳存款？”
“方才不是说了，从别人碗里抢饭吃。”易知足说着环视了大厅众人一眼，道：“具体的法子，在下早已想好，不过，诸位确定让我在这里说出来？”
一众人心里虽然好奇的要命，却没人敢开口，让易知足当众说出来，人多口杂，谁家没有几个亲朋好友？谁敢保证不走漏风声？
一直没吭声的伍绍荣这时却开口道：“西荣巷有家银行公会，知足知道吗？”
“知道。”易知足点了点头，道：“店大则欺客，客大则欺店，区区一个广州银号行业公会，实在不值的上心。”
这口气大的吓人，在广州西关开钱庄，却不将广州的银行公会放在眼里，这是要挑战整个广州的钱庄票号行业？这小子究竟哪来的底气？伍绍荣含笑道：“很期待你们的钱庄开业，名字想好了吗？”
“元者，始也，元者，首也。”易知足道：“我意以元字命名，十三是奇数，就以元奇为钱庄名，不知各位股东有没有异议？”
这是暗示他们这个钱庄将是广州钱庄票号之首之始？见众人不吭声，伍长青开口赞道：“好名字！”
潘仕明也笑道：“确实是好名字。”
见他两人开口，其他人就是有想法也不好再开口，见没人反对，易知足笑了笑，道：“没有异议，那就叫元奇钱庄。”顿了顿，他才问道：“诸位还有没有要问的？”
众人最想问的是人事安排，但在这种场合，却没人开的了口，稍稍冷场，卢继光开口道：“元奇钱庄免不了要开办汇兑划拨业务，也免不了要与其他钱庄票号联号，知足就不担心银行公会将元奇钱庄拒之门外？”
易知足稍稍侧首看向卢继光，这位广利行的掌舵人年纪也不大，估计跟伍绍荣差不多，不过二十五六，因其兄英年早逝，不得已才接手广利行。
冲着卢继光微微点了点头，易知足才道：“元奇钱庄的汇兑划拨业务立足于十三行的对外贸易，不会与其他钱庄票号联号。”顿了顿，他才笑道：“这就是客大欺店，十三行垄断对外贸易，不是咱们有求于他们，而是他们有求于咱们。”
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