第八十一章 苏东家
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利用元奇银票挤兑？梁介敏心里一动。更多小说ltxsba.com
“不可！”唐敬元沉声道：“利用元奇银票挤兑元奇，必然要真金白银购买元奇银票，如此一来，紧缩银根的局面就会崩溃。”
“元奇敢发行多少银票？”张世杰瞥了梁介敏一眼，道：“顶破大天也就两三百万！着人不着痕迹的收购……。”
“你当是对付一般钱庄呢？”唐敬元冷笑道：“两三百万能挤兑垮元奇？你想没想过，元奇为什么按银四票六的比例发放银票？你又算没算过元奇有多少现银？放贷了多少，手头还剩下多少？他发行银票的规模会是多大？两眼一抹黑，什么都不知道，你就敢信口雌黄？乱出主意？”
被劈头盖脸一顿痛骂，张世杰声都不敢吭一声，他确实不清楚元奇的底细，没算过，也不会算，虽然心里老大不服气，却是不敢吱声。
梁介敏却是来了兴致，追问道：“敬元仔细盘算过元奇的情况？”
“只是大略算了一下，未必能做准。”唐敬元说着，稍稍沉吟了片刻，才开口道：“票号钱庄首重信誉，银票发行历来皆是慎之又慎，谨慎者，银票发行不过现银之半，冒进者，亦不过现银之七成，易知足年少，观其行事，胆大包天，因此元奇银票当以现银七成估算。
元奇伙计口称前几日放贷四百万，估计应该是三百余万，不足四百，且保守些，以三百万算之，按银四票六之比计算，元奇当发银票四百万，所需现银二百七八十万。四百万银票发行出去，元奇再不济也得留存现银百万，所以，元奇现银当在三四百万之间。”
略微顿了顿，他接着道：“四百万元奇银票，流通于市，不着痕迹的收购，能收多少？三百万已是极限，且不说要耗费多少时日，只这三百万银票，能挤兑垮元奇？一二百万的差头，仅是伍家就能轻易填补。”
听的这番话，梁介敏算是对挤兑彻底死了心，默然半晌，他才长叹一声，道：“那就唯有一条路走到黑了，出去告诉他们，咬牙挺着，只要熬的十三行受不住，元奇就得关门，不管元奇现在怎么折腾，都是白费劲！”
“会长。”张世杰微微躬身道：“继续紧缩银根，人心难免浮动，元奇亦会得寸进尺，再则，城内那些个大人们怕是也不会坐视，会长还是该走动走动，让他们也体谅一下咱们银行公馆的难处。”
“这话说的有理。”唐敬元附和道：“十三行难，咱们银行公馆也难，不求他们一碗水端平，却也不能太过偏袒，真要逼得咱们没有退路，银行公馆也不是吃素的。”
梁介敏微微摇了摇头，道：“紧缩银根已经六日，银钱比价攀升，米价盐价上涨，城内早已经怨声四起，着急的该是他们，咱们何必求上门去？得让他们降尊纡贵来找咱们，如此才能提要求。
那些大老爷们一直没吭声，明显是想坐山观虎斗，不用理会他们，且让他们慢慢看，倒是那些个中小钱庄，该好好安抚一下，不能让他们阳奉阴违，坏了咱们的大事。”
元奇总号后院。
易知足细细把玩着一张元奇银票，这是一张一百两的银票，呈竖方形，尺幅较大，色彩单调，基调是蓝色，图案倒还算繁复，上面加盖了几个印章，还有些鬼画符一般的字，反正他是认不得，别说与后世的钞票相比，就是与英镑相比，这玩意也差的太远了，不仅印刷差，纸张也差。
等的报纸印刷作坊建好，得好好培养一批印刷工匠，必须建立专业的印刷工厂，元奇银票至少要推出象英镑一样图案精美、印刷精良的银票。
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