第三六八章 爱惜元奇
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道光话一落音，江苏吴县人，熟悉大江航道情况的大学生潘世恩就开口道：“皇上，江宁至海口航道水文复杂，英夷舰队多大舰，岂敢冒险进入内河，逆水而上攻击江宁？”
“这折子你们看看。”道光说着拿起折子看了一眼兵部尚书祁寯藻，道：“实甫，你来念念，最后一段。”
林则徐在折子里说英夷舰队可以乘着涨潮之机进入海口，并有蒸汽轮船可以拉拽战舰逆水而上，且有熟悉内河航道之汉奸领航。祁寯藻一念完，王鼎就开口道：“英夷舰队进入内河攻击江宁，能否把握机会一举全歼？”
这话可没人敢接，英夷舰队在东南沿海肆意劫掠，沿海府县对于英夷舰队战力都有详细的禀报，而且基本上是大同小异，一句话——不可力敌。就算是英夷舰队进入内河，那大江也甚是宽阔，甭说是一举全歼，能取得一场大捷，就已经算是很不错了。
见的没人吭声，潘世恩迟疑着道：“江宁是江南都会，亦是兵家必争之地，毁于战火，或是陷落，必然导致两江糜烂，损失之大，不堪设想。”
祁寯藻缓声说道：“林则徐、易知足预判英夷大举增兵，必然不会再满足于沿海骚扰，而是会攻击重要目标，以逼迫朝廷接受割地赔款等丧权辱国之条件，攻击目标不外乎三个，广州、江宁、天津，这三地皆便于英夷舰队攻击，而广州因为防备森严，遭受英夷攻击的可能性最小。”
听的这话，潘世恩赶紧闭嘴，天津乃京师门户，英夷一旦攻占天津，必然会乘势兵临京师，两相比较，自然是天津为重，江宁为轻。
“潘大人说的是——。”穆章阿缓声道：“两江是财赋重地，若是英夷攻陷江宁，糜烂两江，没有十数年，怕是难以恢复元气，还望皇上三思。”
潘世恩不由的暗骂了一声“无耻。”他是坚决主张禁烟和抗击英夷的，哪能甘心被穆章阿当枪使，当即躬身道：“皇上，不坚决抗击英夷，禁烟便难以贯彻，微臣虽不忍江宁毁于战火，但更不愿鸦.片流毒天下。”
道光面无表情的看了两人一眼，没有吭声，兵部满尚书裕诚揣摩了下道光的心思，才缓声道：“引诱英夷舰队进入内河攻击江宁，虽无十足胜算，却有放手一搏之机会。”略微一顿，他才接着道：“英夷既有汉奸领航，应该也不乏汉奸打探军情，不可轻忽，如何向江宁增兵，须的妥善布置。”
道光当即顺着话头道：“说的好，只要英夷舰队进入内河，就是机会。至于如何调集兵力防守天津，如何向江宁增调兵力，军机处和兵部商议一下，限两日内递个条陈上来。”
“微臣等尊旨。”一众大臣连忙躬身道。
略一沉吟，道光才道：“王鼎、卓秉恬留下，其他人跪安。”
待的其他人行礼退出暖阁，道光看了王鼎、卓秉恬一眼，道：“元奇低息放贷，积极缴纳税银，承接国债发行，主动大额捐输以增强广州防务，组建团练协助绿营水师抗击英夷，修建铁路以供朝廷考察堪称商团之楷模。”说着，他轻叹了一声，道：“朕何尝不希望大清能多有几个元奇这样的商团。”
多有几个元奇这样的商团？卓秉恬咂摸了下，躬身道：“皇上，微臣窃以为，元奇模式，难以仿效。”
“嗯？”道光略微有些意外的道：“为什么？静安且说说。”
“回皇上。”卓秉恬从容说道：“元奇是通过茶叶崩盘，挤兑的广州钱庄银号纷纷面临倒闭，这才能一统广州钱业，随后又通过顺德的生丝霸盘，将广东丝商一网打尽，积累了巨额的本金，确立了钱行霸主的地位，随后，元奇银行采取低息放贷，高息存款的方式，挤压得其他府县钱庄无利可图，最终才得以一统广东钱业。
元奇银行规模虽大，本金也雄厚，但因为是低息放贷，高息存款，实则利润微薄，支撑元奇获取高额利润的，是机器制造厂、机器缫丝厂，后继还有机器榨糖厂和昌化铁矿。
微臣斗胆揣测，就算两江钱庄能够勉强捏合在一起，垄断两江钱业，筹建起证券交易所，却也没有胆量敢承接朝廷发行的巨额国债。”
道光皱着眉头道：“发行国债，广州不是有例可循？”
王鼎直言不讳的道：“发行国债，纯属吃力不讨好，而且还是亏本生意，最主要的是，他们担心朝廷赖账。”
道光一阵无语，半晌才道：“国债乃是朝廷的信用所在，朝廷岂有赖账之理？”略微沉吟，他才缓声道：“朕是爱惜元奇，才不让元奇一统江浙之钱业。”
卓秉恬迟疑着道：“能否提高国债利息？让钱庄有利可图？”
这是什么馊主意？国债发行动辄上千万，一借三五年，甚至是更长，利息高了，如何负担得起，元奇还言之凿凿的表示要逐步降低利息，这里却让提高利息！道光瞥了他一眼，道：“江浙的国债利息提高，广东的国债也必然要提高，不说多，一分的息发行二千万国债，朝廷一年要还多少利息？贰佰肆拾万！朝廷背负的起？”
王鼎、卓秉恬登时都不吭声了，道光沉吟了一阵，才道：“元奇不是想在江浙推广机器缫丝厂？”
什么意思？卓秉恬一转念就反应过来，这是想让江浙的钱庄仿效元奇，垄断江浙的机器缫丝厂，如此公然挖元奇的墙角，元奇肯干？而且缫丝机、蒸汽机都掌控在元奇的手中，元奇还不卖出天价来！除非是夺了元奇的机器制造厂！
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