第二百一十六章 巡看
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张瀚这时反谦虚道：“我这是父、祖余荫，上来便是有不小的底子，若是白手兴家，现在还真不知道在哪里。龙腾小说网ltxsba.com”
“闲白收起。”李慎明道：“你总不是叫我们跑来看你杀人，说这些没用的话。”
“嗯。”张瀚郑重道：“我已经决定了，不与范家打价格战，这样只能是两家皆损，最终是北虏得利。我要想挽回损失，非得斗跨范家，然后再缓缓提价挽回损失，若是再出来个搅局的，我怎么办？”
李慎明和孙敬亭都露出沉思之色，张瀚说的很有道理，压价互拼是一把双刃剑，就算斗赢了结果也是差强人意。
一直低价倾销，就算斗跨范家，提价又岂是容易的事情？
“那你的打算是什么？”
李慎明已经被说服，他反问起张瀚来。
“很简单，”张瀚道：“他卖，我买。”
“嗯？”
这一下，眼前这两人都面露困惑之色。
“我叫银锭买，张子铭也买，再派莫宗通到草原上去买，范家出多少，我买多少。北虏当然也买，可是我的人也大量买，范永斗有多少存货我便买多少，另外，在大同和全山西，我要加大买粮和杂货的力度，把物价炒高。”张瀚面露冷笑，冷冷道：“我要看范家有多少家底，经的住这样折腾。”
孙敬亭和李慎明还是不解，张瀚又解释道：“这样做的好处就是不是我一个人和范永斗打擂台，有北虏帮我买，炒高物价，这边也是有商家看出风色来和我一起炒，对大家都是有利可图的事。这样短期之内，范永斗就不得不提高卖价，不然他绝顶不住。他的底价一提，对咱们就没有了价格优势，我再慢慢降价出货，赔死他，挤死他！”
孙敬亭还在沉思，李慎明已经击掌，称赞道：“妙极，妙极，这般绝妙的主意，真不知道文澜你是怎么想出来的。”
张瀚笑而不语。
孙敬亭这时也想明白，笑道：“在买货的同时，咱们是不是要减少出货量，这样获利更大一些？”
“对喽。”张瀚道：“短期内，甚至是他卖，我不卖。待他顶不住了，我的存货底价可要比他便宜的多，那时候再卖，他亏的更厉害。”
“要紧还是得准备大量的现银。”李慎明警告道：“文澜你上哪儿准备这么多银子？”
“也有办法。”张瀚道：“帐局可以代存银子，给利息，存的时间越久，利息越高。商家做买卖，有的人是银用银子，这边存了，那边就取。有的也是提前筹备，可能要几个月时间才需用银，存帐局，用着方便，还能得利，以我和裕升的底气和实力，加上这么久的信誉，吸纳大批银两是顺理成章的事情。”
大明的金融体系其实就是典当行和钱庄，银号来组成，钱庄和银号其实就是提供整银换零，金钱换铜钱的服务，也有塌铺提供囤积保管货物的服务，典当行便是提供抵押借贷，这些行当都是暴利，掌握在亲藩勋贵和大士族的手中，寻常背、景的人根本不能涉足这些行业，很容易被大鱼吃小鱼般吃掉。
张瀚的背、景实力倒是够了，帐房原本就吸纳了不少现银，只是目前都是存放周期很短，如果按张瀚现在的办法来做，倒是极有可能成功。
李慎明一拍掌，说道：“干了。若是帐局能吸引到大量存银，咱们稳赢不输了。”
孙敬亭道：“那我赶回灵丘去，文澜在那边建了个会，与会的都是灵丘的大商家，他们也要周转买卖，银子存在家里或是放在别处还不如放在和裕升，至少我们东山会买煤炭和其它物品的银子，可以适当的早存两三个月，能赚利息，大家都不会反对。”
张瀚点头道：“孝征辛苦一趟吧，还有，遵路兄到太原等地帮我放些风声，我本人近来事情很多，便是天成卫一带也不及空去，那边的商会也有各地的大商家，各处有人带头，事情就好办的多。”
眼前两人都答应下来，张瀚心中稍稍放心，帐局这样吸纳现银，提供存单和利息，作用已经近于后来的山西票号和钱庄，和现代银行业当然还差的远，不过也是一个不错的开端。
这事做成了，不光是一个和范永斗打擂台的胜负问题，等于是张瀚可以顺利的吸收周边好几个省的民间财力，比大明朝廷还狠的多。
要紧的还是和裕升的形象和实力，实力越强，形象越佳，吸纳的银两便是越多。
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