第80章 迷局
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梁海平摇了摇头说道：“刘局，车厂前半年连工资都开不出来，哪有钱解决路局的资金问题。更多小说ltxsba.com不过车厂虽然没钱，但有个单位却从没缺过钱。”
看着刘长河兴致盎然的模样梁海平笑了笑继续说到：“刘局，银行可从来没有缺过钱的。”
刘长河听梁海平提出银行之后，明显兴致大减，用手指轻轻的叩了几下桌子，沉吟片刻才说道：“海平你有所不知，省内几大银行每年贷款的指标是有数的，辽宁省内大型国企太多了，像石化行业的清源石化，盘锦石化，钢铁行业的鞍钢，大连造船厂等等每家都缺技改资金，对贷款的争夺十分激烈。加上以往铁路系统的贷款都是由部里直接出面，和国家开发银行和交通银行较多，和省内几大银行打交道十分少。”
“路局这段时间正在和省内几大银行，研究哈大铁路长春至大连段的电气化改造项目贷款，谈得十分艰难，海平指望路局从银行贷款购买双层车底的希望不大。”
“刘局既然贷款谈不下来，有没有考虑过融资？”梁海平问道
“融资和贷款有什么区别？”
“刘局，我说的融资可不是指资金，而是指设备”
“设备，设备怎么融资”
“刘局，是这样，像我们这种铁路内部人士对双层车底的盈利能力都很清楚，可以说路局的偿还能力很强，不过银行给路局贷款肯定是考虑路局的整体。而不是其中的分项”梁海平这句话里的意思就是银行怕路局挪用贷款。
八十年代，国有企业挪用银行贷款是非常普遍的事情，无数企业以技改的名义从银行手中忽悠出贷款后，转眼就变成了工人的工资，领导的福利，原料款，还债等等不一而足。
“我前段时间在特区深圳待了很长时间。特区新开展的一项设备融资业务非常适合路局的情况。恰好深圳特区有家刚成立的，准备开展这项业务的企业负责人，是我一个私交非常好的朋友。刚好刘局也有大批量上双层车底的心思。这件事情正好合则两利。”梁海平直接把梁远的备用计划说了出去。
梁远给梁海平扔出来的备用计划，就是从后世常见的融资租赁和分期付款中各取一部分，搞出了一个分期融资租赁计划。
计划的核心就是梁远刚刚收购的深圳联合信用银行。为了绕开联合信用银行只能在深圳地区开展银行业务的限制，梁远准备在深圳成立一家全新的信托投资公司，由新成立的信托公司出面，向东北机车厂购买四十编组的双层车底，然后再把双层车底租赁给盛京路局使用。
盛京路局每年支付给信托公司一部分租金，在租赁年限到期之后，双层车底归盛京路局所有。
“刘局，路局只要每年出4个亿的租赁费用，就可以得到四十个编组的双层车底，路局连续租赁五年之后。四十编组的双层车底就彻底归路局所有。”梁海平把计划简单的说了一遍。
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