第三百三十四节 广雷合流
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第三百三十四节广雷合流
严茂达目前在广州站的分工是主持紫珍斋这个珠宝玩器行。龙腾小说网ltxs520.com紫珍斋的业务现在已经走上了正规，不仅产销两旺，在吸纳存款方面做得很好。他渐渐得变得无所作为了，身为一个前珠宝公司经理，他显然不打算只在新时空里只是简单的重复自己过去的职业。就算是为了找消遣也得给自己找个新的项目。
而孟贤又是另外一种思路。广州站和高举的贸易也给广州站带来了大量的现金，这些现金中的大部分被投入市场重新用来购买各种临高继续的物资和人力，剩下的不可避免的沉淀下来。这给孟贤主持的德隆银行广州分行带来了相当充裕的现金存款。
持有大量的现金当然是好事，但是存款放在银行里是不会自动增值的，必须放出去赚取利润。中国传统的信贷业，孟贤不敢随便插手――水实在太深，而且里面的传统商业规矩不是他这个外行人能搞得懂的。
迄今为止，德隆广州分行庞大的存款中只有一部分贷了出去，借款人基本上是从高举的路线上来得。虽然借款有一定的保证，孟贤却觉得借贷的规模还是太小，能贷出去的款子只有现金储备的20％不到。
而雷州站在“糖业战争”中表现出来的对现金的巨大需求让孟贤的注意力转向了雷州糖业公司这块市场。
糖业对流动资金的需求是惊人的。不仅在榨季的收购资金上，在甘蔗种植领域上投入的资金也是很大得。雷州糖业公司除了自己掌握了一部分的甘蔗庄之外，正在逐步推广甘蔗种植组合。在这个组合中，向甘蔗农发放小额的贷款支持增产的必要手段。而且每个甘蔗农需要的款项和天地会在临高搞得小额贷款相比要大得多。不仅在金额上数字很大，操作流程也相当的繁琐。雷州站的几个人都视为畏途。
双方就资金问题上一拍即合，孟贤建议由广州德隆分行在雷州设立一个办事处，专门负责向当地的甘蔗农发放贷款。
“办事人员不用担心，就算临高一时半会提供不了足够的人员，我在广州本地开个培训班也没问题，小额贷款的贷款员不需要多少高深的金融知识。”孟贤包拍胸脯。
“这事情财金委会批准吗？”
“程栋不会不批准的。雷州这地方有点特殊，现金流是爆发性起落的，大涨大跌，根本没有多少业务好做。专门设一个银行，派驻个金融人才他还不舍得。我们广州分行来设办事处，搞点小业务支持生产他肯定同意。”
对于常师德来说，广州是雷州糖的主要销售市场，不管是内销还是外销，和广州站的紧密合作都是必须得。雷州毕竟是个小地方，在很多方面需要依赖广州站的支持。广州站在雷州糖业战争中表现出来的强大的资金调度能力让常师德和文同刮目相看。
“人员怎么管理？”
“总体上归你们管理，因为都是土著，得我们自己人看着点。”孟贤说，“至于业务，让土著专业人才自己管理――总要有这一天的。”
“他们能行吗？”
“哈哈，我觉得这点大可不必担心。”严茂达笑了，“你还真以为我们比土著优越吗？”他指着自己，“要不是我们有临高这个现代工业科技体系的支援，我们给土著卖了大概还帮人家数钱呢。”
“我就怕他们不懂……”
“放心好了，土著在学习和认知能力上不比我们差。说不定还比我们中的某些人要强得多。”
第二个合作事项是关于在越南做买卖的。雷州糖业公司开拓了糖－米交易路线，不但消化了大量的食糖，还从越南得到了稳定充足的大米供应。穿越集团从此摆脱了粮食供应不足的危险。为大规模的移民和金融稳定奠定了坚实的基础――就这点来说，常师德的功劳在穿越众当中也堪称数一数二的了。
雷州的糖米交易引起了广州站的极大兴趣，特别是严茂达。既然雷州的糖能够在越南找到很好的销路，那么临高向广州提供的轻工业部生产的种类不断增加的商品也能找到市场。比如说他们的传统拳头商品镜子――显然越南也是有有钱人的，从常师德那里他听说过武玉甲的事情，这么个大庄园主买不起一面镜子是不可能的，不仅买得起，说不定还能多买几面。
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