第九十七节 起威栈
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长江上行船的水手，同样是拉帮结派，同声共气，要招募能领航行船的水手，不是一朝一夕的事情。古代社会的结构具有超稳定性，一般人很少会离开团体另投他处，更不用说起威这样完全的外来户了。
“不碍事。”赵引弓道，“会开船的又不是只有他们。他们不就是在江面上多走了几年船吗？无非是有一点经验。他们不肯来应募的，我们也有办法把航道测量出来。”
测量长江航道原本就是杭州站的一个重要使命。所以赵引弓对可能缺少领航人员并不以为意――他们有现代科技培养出来的航道测量人员，用不着使用纯经验主义的传统水手。
赵引弓和毛三生商量了一天，最终决定首先在上海、南京、杭州、苏州、湖州这五个城市设直营外柜。
直营外柜主要经营客货运输业务。对外悬挂“起威栈”的字号，下面标注小字“起威镖局联号”。
每个起威栈都设有货栈、客栈，轿脚行和船行。提供交通运输服务之外还供应客商住宿、寄存货物。以后还准备在栈行内代理德隆的汇兑业务和邮件服务，形成真正的一条龙服务。
根据赵引弓的指示；只要有可能每个外柜都要尽量靠近水路码头――最好是自建码头，以便就近使用船只。
因为建立自己的船队不是一朝一夕的事情，所以现阶段船行的业务主要采用“联营”模式。即船主自备船只参加联营，由起威栈负责招揽业务。客、货运输按照总号的规定统一运价。
船主按照各分号开出的客货运输滚单运送，按单沿着规定线路运送到站。船主不收取货主或者旅客的任何费用，全部费用由货主旅客支付给分号――从广东时代开始，张信就革除了“赏钱”的陋规。规定一律按价格表收费，不准收取讨要“赏钱”。
车船店脚行之所以惹人反感，很大程度上就有老板给予伙计的待遇极其菲薄，有的甚至不给工资，伙计的收入全靠“赏钱”，所以只要有可要挟的地方，伙计必然要讨要“赏钱”，以至于形成行业陋规。镖局虽然从来不讨要赏钱，但是走镖结束之后客户给“赏钱”也是惯例。是镖师的一项重要收入。张信革除陋规的时候明确把人员薪酬、津贴开支也加入到运输价格中去，把这个陋习彻底的革除了。
船主运达之后，凭抵达站的盖章的运单到派出站结算运费，按月结算。每个月结算的运费中要扣除2%。作为运输意外保险：一旦出现船只在外派中按照规定路线和行程航行而遭遇沉没、损毁、匪徒抢劫、船主或者水手意外死亡的，由起威负责赔偿。
这笔保险金实际由德隆上海分行收取进行承保，除了航运险之外，起威还代销货损和旅客人身保险。保险金计在运价之内，一旦出现意外即可给予赔偿。
原本张信在广州推广这一保险制度的时候，曾经想将保险金作为明确的收费项目单列，由旅客和货主自由选择购买与否，但是孙可成认为没有必要。因为本时空的船只运输船主没有保证人货安全的义务，出现货损、死亡事故的，船主赔偿与否全第一看货主的身份地位，如果是官绅或者地面上的有力人物，船主倾家荡产也得赔付；若是一般的人，全看船主的信誉和良心，陪多少是并无强制性。
倒是镖局一向有丢失镖物赔偿的规矩。当然镖局的收费要比船行、脚行高得多。所以孙可成建议不必明确提示保险费，只要打入运价然后明确说明货损包赔货物，人伤亡给抚恤就可以了。这样不仅免予是否购买保险的争论，而且还能给起威带来商誉。
船户参与联营运输的，必须统一接受调度中心和各分号的调度，按照外柜开出的客货运单装运人员和货物，不准私带私运。船只要按照规定路线和时间航行。出航和回程登记时间，每个班次均有明确的抵达和回航时间，如无正当理由耽误回航时间的，就扣除“延时费”。确保联营船户在半途中不绕路私带。
船只根据状况，每三个月接受一次“小保养”，每年接受一次“大保养”。保养除了对船身进行维护之外，还加以重新油漆修整，保持船体始终清洁整齐。保养期间起威船行发给生活费。保养所需要的开支也由船行支付。
船户按劳取酬，多劳多得。为了鼓励船户长期服务，不至于经常流失，赵引弓规定：在营业淡季，没有出船起威栈也支付基本生活费。
每一艘参加起威镖局“联营”的船只，都要悬挂起威的镖旗，统一在船头镶嵌起威徽记，书写所属分号、客货性质，再用千字文编号，做到一目了然。
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