第一百一十一节 稳定粮价
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刘翔听得很仔细，应该说财政金融省的方案还是很细致的，条条框框，方方面面，可执行性也比较强。龙腾小说ltxs520.com不是纯理论的瞎指挥——这原本是他最担心的。
听完了计划介绍，刘翔咳嗽了一下，说道：“财政金融省和中储行的方案我觉得是可行的。不过这套方案要实施还有许多工作要做。”
发行新货币需要一个庞大的网络来提供支持，而他们在广州的“有关部门”全都不够用。除了警察机构初具规模，其他基本上是空白。
方案中几个必需的机关和企业。只有德隆银行在半年前开始布局，增加了新得支店，大致覆盖了城区、各关厢和城郊主要集镇的商业街道。其他的要么连个架子都没有要么规模太小，根本起不了作用，都得逐一搭建和充实。人员上的缺口也不小。
“……我的想法是现在属于国有控股的万有、妇女合作社应该尽快到广州来开设分号。地点可以任选，网点要尽可能多设一些，吸引市民使用新货币。”郑尚洁说，“店员伙计可以在广州招募，只要再派遣一部分业务骨干过来担任领导就可以。”
张易坤也赶快说：“地方我们有得是，大世界本来就是主要吸纳元老院的商业企业。不止这些企业，我看商业口还可以多开设一些新得商业企业。比如餐饮业。增加货币回笼渠道。”
林佰光说：“大昌是不是和德隆一样，在城区和附近较大的商业市镇上布置一些点——它现在的重要性和德隆是一样的。这些点既可以批发也可以零售，作为米价的一个风向标。”
陈策在自己的笔记本上记了几笔：“这个需要协调，不过我觉得问题不大。”
刘翔说：“其实我还有一个很担心的事情，就是我们的辅币。辅币可是没有金属货币的——老百姓到底愿意不愿意把铜钱换成纸币？对老百姓来说，银元他们很少用得上，大量需求的还是小额支付手段。现在最小面值的银币差不多也要2钱银子——有点大。”
陈策微微一笑：“老刘，你知道钱筹吗？”
“不太清楚，筹码？”
“这是一种代币。是商户自己发行的，用竹子制作。其性质和纸币一样。是一种信用货币。在清代中晚期的江南一度很流行。”陈策说，“你知道为什么会出现这种东西吗？”
“因为缺少小钱？”
“因为当时市场上充斥着劣币。”陈策说，“和今天的大明的情况一模一样，商户百姓深受其害。但是小额支付又是须臾不可少的。于是就出现了这种材质毫无价值的代币。它的信用，靠发行的商店自己维护。也一样可以流通一个镇，有的甚至可以流通十几个镇。”
“你是说老百姓会因为劣钱太多而接受我们的小额辅币？”
“对，不仅如此。”陈策看了眼孟贤，“小孟给我们的金融报告里。多次提到过广州乃至整个广东严重缺少小额辅币的情况。”
“是的，”孟贤说，“有不少商户是私铸银豆来当辅币的。”
大明是个不太注重铸币的朝代，市面上历代铜钱混用，钞法崩溃之后为了解决通货不足的问题又准许商民私铸铜钱，成色极劣，部分流出到东南亚的铜钱被欧洲人视为“铅片”。崇祯朝为了解决财政困难又在各地大量铸币，铜钱即滥又劣。市场上的小额辅币的币值极为混乱。
“……所以我们认为小额辅币使用纸币是行得通的。”陈策说。
这套说辞并没有完全说服刘翔，不过他也提不出更好的办法。
为了进一步减少目前行政费开支中白银铜钱流出，会议决定在新币没有发行前。对全体北上干部采取供给制，不发现金；对在本地新招募留用的人员，只发折价的米和布。不发白银和铜钱。除了必需的工程款项结算和现地调达物资货款外，严禁使用白银和铜钱进行支付。
刘翔说：“在发行新币前，我们另一项工作就是稳定粮食价格。”
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