第一千六百一十三章 劣币驱逐良币
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李奇一句我很穷,直接点明今日的主题,那就是货币。更多小说ltxs520.com
关于货币,在这个年代有太多可以说的了,所以李奇不打算和底下的人说其它的屁话,直接进入正题。
虽然目前市场上货币还在增值,但这已经成为了一种恶性的增值,货币的价值已经远远超过了商品的价值,货币最主要的特性是什么,那就是流通,是唯一一样天下人都认同的东西,如果只是少数人认同,那么就不能称之为货币。
所以市面穷,天下人皆穷。
无钱可用啊!
李奇扫视台下一眼,道:“若是按照如今的态势来看,三年内再不发行货币的话,我就真的得上街要饭了。”
这话说的下面人心中一惊。
“所以,货币发行已经到了刻不容缓的地步。”
人人皆是点头,不然我们来这干嘛。
李奇笑了笑道:“也许你们都在埋怨朝廷,市面上都穷成这样了,朝廷却是推了又推,究竟何时才发行货币啊!但是货币发行可不是小事,不是简简单单的造一堆货币扔入市场,就算了事了。虽然现在蔡太师就坐在底下,但是有些话我不得不说,太师若是听得不开心,也请多多见谅。”
看来这小子打算拿老夫来当这绿叶,罢了,如今言论都已经自由了,老夫怕,他们就不会说了吗,正好趁着这一次机会,一次性都说出来,老夫也希望能够带着这些罪孽一起入土,免得害了老夫的那些宝贝孙儿。蔡京笑道:“你若说的对,那老夫自然无话可说,可是你若故意消遣老夫,呵呵,那老夫一定上台与你争论一番。”
“当然。当然。”
李奇点点头,轻咳一声,才道:“相信大家都没有忘记,在熙宁年间,我朝开始了一次大规模的货币改革,记得当时,朝廷发行了很多各式各样的货币,有大钱,有小钱,有铁钱。有锡钱,还有很多掺杂锡铁的铜钱,当然,还有如今一谈到就会让人色变的交子。”
李奇年纪尚轻,没有经历过那个时代,他来到宋朝的时候,经济已经完全崩溃了,已经是暴风雨过后的黑暗,但是他并没有经历过那一场暴风雨。
可是台下很多年长者都经历过那一段黑暗岁月。李奇这一句话,勾起他们不少的痛苦回忆,不少人纷纷叹气,还有不少人更是闭目摇头。没有一个人脸上是带着快乐的神色,可见当时的情况是多么的黑暗,而且让人有一种不见天日的感觉。
那简直就是商人的噩梦。
“算起来,朝廷投放到市面的货币应该不少吧。我相信应该是我朝建国以来,最多的一次。”李奇话锋一转,道:“可是结果又是怎样了。市面上的货币是越投的多,就越显得少,甚至市面上都看不到货币了,我指的货币是什么,是天下人都认同的货币,而非名义叫做货币的货币。按理说,这货币发行了这么多,市面上应该不会缺少货币才是啊,这又是为什么呢?”
台下先是一阵沉默,忽听一人说道:“当时的情况非常复杂,很难一言道尽。”
说话的是秦桧。
李奇笑道:“秦少宰说的全对,但也可以说是全错,因为这个问题一言便可道尽,那就是劣币驱逐良币。”
蔡京听得双眉一扬,但随后立刻陷入了沉思当中。
户部尚书胡义就道:“这劣币怎么可能会驱逐良币?”
“不是可能,而是一定。”
李奇笑问道:“如果胡尚书手中拥有一枚铜钱和一张交子,那么胡尚书去买东西的时候,是先用铜钱,还是先用交子呢?”
“自然是先用交子。”
胡义都没有怎么考虑,就直接说出口来,但话一出口,他便愣住了,似乎明白了些什么。
“可不就是这个道理吗!”李奇呵呵道:“胡尚书的反应已经很好的解释了这一点,当我们手中同时握有良币和劣币时,我们肯定会尽早将劣币脱手,因为劣币是不断在贬值的,留在手中越久,就越不值钱,握有大量劣币的人,那么他每天肯定都在做着同样糟糕的生意,因为他手中的财富在不断变少,这是一件令人既伤心又无奈的事情。
天下间没有人是傻子,你是这样想的,他同样也是这样想的,所以,即便当市面上拥有同等数量的良币和劣币时,但是在市面上是绝对很难见到良币,因为大家都急于将手中的劣币脱手,这就势必会造成大量的劣币投入到市面上,而良币全部收藏在家里,当初的江南货币危机很好的说明了这一点。”
其实这个道理大家都懂,早在西汉时期,一个名叫贾谊的就曾指出“奸钱日繁,正钱日亡”。但是没有人具体去系统分析这方面,这个论点并没有进入大家的脑海当中。
“原来如此,原来如此。”
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