第三十九章 会面
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“先生只怕是听差了！”刘成放慢了语，一字一顿的说道：“我方才说的是一个铜板当两个铜板用，而非一个铜板变成两个铜板。最新地址ltxsba.info██▌”
“那这又有什么区别？”
“此间的区别可就大了。“刘成微微一笑：”商人做买卖，银钱只是作一个抄手，在甲地买入花钱，乙地卖出收回。就好比我等渡河，这银钱便是过河的舟船，若是我们能够把船做的轻便些，渡河后背在身上，又何须在每条河上都准备一条船呢？“
听到这里，于何已经听出了几分意思来，手中的酒杯也不由得放了下去，低声问道：“那如何才能将那舟船做的轻便些呢？”
“比如你们这单生意，须得一年放得回本，在这一年时间里本钱便被占住了，没法做其他事情。那你们便将这单生意的货物提前一年卖出去，收回这些银子不就行了？”
“那如何卖的出去？这货物还不知道在哪儿呢？如何有人肯出钱来买？”
“如何卖不出？”刘成笑着拿起旁边那张滩羊皮来：“好比这张羊皮，若是买现成的货，要一两银子；若是一年后的皮，现在付了八分即可。天下多有人拿身家性命去赌场里祭那六面的骰子，为何无人肯出钱来赚这两成的利息？”
“那若是这商队半途出了事情，皮子都没了呢？”说到这里，于何只觉得屋子里又是潮湿又是闷热，明明是初春乍寒的日子，额头上却现出亮晶晶的一层汗珠来，他心里隐隐约约意识到，对方口中说的乃是极为商业上一等一的大机密，若是做的成了，便是翻天覆地的大事。
“可以事先约定，商队赔了这约定也就没了；也可以将商队分成几队，相互之间贴补，不过这样一开始就要多付几分；具体办法很多，但事先要建立信用，只要这信用建立了，一张纸也能当白花花的银子使。”
“一张纸也能当银子使，一张纸也能当银子使！”于何口中念叨了几遍，突然站起身来，向刘成深深做了一揖，沉声道：“大人提点，敝教实在是担当不起，小人这就回去禀明主上，他日必有回报，告辞了！”说罢便向门外跑去，过门时被门槛绊了一下，险些摔了个跟斗。▊█
看着于何离去的背影，刘成将杯中残酒倒入口中，细细的品味，脸上露出一丝意味深长的笑容。他方才提点对方的便是商业存单的出现，在明末要想在商业上更进一步，最要紧的就是把水搅浑了，提高资金的周转度。不然在一个以贵金属为货币的世界里，通货紧缩几乎是必然现象，什么买卖都不如在家里后院挖个大洞，把银子藏进去，，这么做风险为零，而只要外部输入白银的度低于白银沉淀加上商品增加的度（这几乎是必然的，欧洲货币革命是人类历史上极少数反例），这些白银收藏家们的财产就会不断增值。
正当刘成回味自己方才对于何所说的一切时，带着杨鹤召见消息的亲兵把总破坏了他的好心情。与绝大多数穿越者不同的是，其实刘成并不喜欢冒险，尤其是刚刚从一场冒险中脱身，还没有完全享受到冒险成功的果实时。
但可惜的是本书并非主角光环大爆的游戏攻略，而是一本历史小说。因此当崇祯四年的时代洪流汹涌而下时，即使是身为穿越者的主角也无法置身于岸边，只能与其他人一样在洪流中挣扎求生。
“刘大人，制台大人召见！“
相比起前些日子，把总的态度已经好了许多，但还是颇为冷淡，毕竟刘成虽然升迁的很快，但作为一个外来者，他来不及通过联姻、袍泽等各种各样的手段寻找到自己的盟友，因此处于一种孤立的状态自然就是理所当然了。
“是，下官马上就去！”刘成赶忙站起身来，他的右腿碰到了那张滩羊皮，心中不由得一动。他俯身将那滩羊皮捡了起来，笑嘻嘻的走到把总身旁，笑道：“这位大哥，前些日子劳烦您事情颇多，在下心中早已过意不去，这张滩羊皮倒也还过去的，还请收纳！“
“这如何当得起？”那把总口上推辞，手中却已经将那滩羊皮接了过来，只觉得手中羊皮轻暖异常，他也是识货的人，心知这滩羊皮制成的皮袄若是在西安城里少说也得七八两银子，便是他不吃不喝也要一年多才能买得起，实在是已经承了刘成好大的人情。n
“当得起，当得起！”刘成将见对方接过羊皮，心下便有了底：“在下能有今天全靠制台大人的栽培，整日里都想着报恩却没有门路，兄弟平日里便是在制台大人身边行走，若是能提点一二，在下便承了好大的人情，莫说是一张羊皮，便是十张百张也是受得起的。”
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