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银行的户头安全有了保证，那么防伪工作就能提上一个台阶。龙腾小说网ltxs520.com资金的安全xing将有很大提高。在吸纳了大量的存款后，嬴玉按照尚文的给的筹划。开始放贷。但是必须有一定的抵押物。然后根据抵押物的价值，按照百分之八十的份额进行放贷。利息为每月十分利。采用的不是那种俗称的利滚利的复利方式。这种高利贷的放贷方式将严重阻碍资本链条的使用。尚文在查看那些卖掉土地的平民的时候。就已经发现了这个问题。
银行的出现，其实打击的就是地主获取利益的传统方式。收租。大量资金冲到土地上。将加速其瓦解土地的速度。同时尚文拟定一份关于《资金借贷法案》这部方案规定了秦国不能采用利息结算不能采用复利方式。否则就是违法，惩罚将非常的严格。那就是没收非法所得的一百倍。尚文不想这么做的。但是廷尉告诉其秦法必须严酷。否则就无法通过。尚文没有办法只好照做。
其他条文也款项也正在斟酌当中，这些条款需要反复的斟酌。而法律的提案权暂时的转到了尚文这里。
就在这部法律出台前。银行的出现，引发了巨大的地震海啸。首先是，大量的平民将自己的存款存进银行。而更多的刚刚从小作坊升级到小工厂们在军方保证的订单下拿到了贷款。但是此举一来，银行的资金准备就趋于紧张。嬴玉也将这个问题反映了上来。
解决这个问题，那就必须展开其他业务，汇票，支票，还有支付能业务。尚文只能将这些东西简单的说了说。至于这么办尚文现在非常的忙碌。
首先是自己的办公地点，为了表示对城市改造的决心。尚文的办公室一下子从城内迁移到了渭河南岸。只有建造新城区，才能缓解秦国目前城市小的困难。对于城市建设，古代考虑的更多的是防御。而不是城市的功能延伸。而尚文现在一开始就颠倒一个个。优先考虑城市功能的延伸，而不是防御功能的提高。
方案一提出，王翦就反对。按照他的设想，城市的防御是首位的。一个不建设任何防御的城市，实在是不可想象。尚文却一再强调，以往那种一条线的防御已经不再适用于城市战。城市防御战需要的是纵深。其本身建筑物就是防御体系。特别是现在大量的使用了火枪火炮等。城市的第一道防御很容易攻破，想要保卫这座城市，就必须构建纵深的防御采用节节抵抗的措施，大规模的杀伤。这就是城市巷战。
尚文耐心的说服，而王翦在军事装备和调动方面有很大压力，迫于无奈，只好答应。不过尚文要求抽调一个炮兵观察排和一个工兵测量分队来测绘一下。王翦表示可以。
就在尚文拿着渭河南岸的草图进行比划的时候，一个女xing公务员进来报告道：“大人。有一位公子想要见你？”尚文听完感到非常的惊讶。
我来秦国，没有多少朋友，跟不会认识什么公子。尚文有些疑惑，便走出屋外。尚文的办公室暂时设在一家农家是小，其实也非常的大。因为要堆积很多的杂物。
“你是？”尚文跟着女公务员来到一旁的茅草屋内。
“怎么，才多长时间就不认识了？”柳依公主一身男装打扮，转过身微笑的看着尚文说道。
“哦，你是？”尚文正要说话。
“新任的秦国丞相待客之道好独特啊，本宫，本公子来了这么长时间了。连口茶水也没有喝上。”柳依公主很巧妙的避开了自己的身份。因为尚文正要说出口。
“嘿嘿，不好意思。你先出去吧。”尚文吩咐道。
“随便坐。”尚文自己动手倒水。
“你想喝点什么？”尚文习惯xing的问了一句。按照现代的标准，那可是很多。可是看到自己这里除了水还是水。水还是凉的。
“我可不敢坐。你的这个家伙会咬人？”柳依公主指着沙发说道。
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