第520章：“D”女士
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昆体良吃了一惊，拿起文件草草翻阅，不由硼眉头，满脸费解。更多小说ltxs520.com网
“社会保险基金？这是什么意思？”
“简单来说就是为所有定居于白鸥港、拥有固定职业的海员开立一个保险账户，每个月存入一笔钱，以信托基金的方式投资生息，投保人在伤餐失业的情况下可以从自己的账户中提取存款应急，投保期满二十年，基金自动转为退休年金，每月放一笔津贴，直到投保人寿终正寝。”
听了柳博芙的解释，昆体良连连曳：“您这个方案根本行不通，那熊船的水手兜里有两个钱就狂嫖烂赌，休想说服他们为未来储蓄保险。”
柳博芙微微一笑：“所以我根本没打算说服海员主动买保险，这笔钱直接从他们受雇的航运公司那里扣除，如果海员跳槽去其它航运公司，社保账户跟着走。”
“这不就是额外征税吗？就算您强迫航运公司老板缴纳这笔税负，他们转头就会从雇员的薪水当中克扣回来，结果倒霉的还是那些海员。”
“听我说，昆体良，这并不是征税，航运公司为雇员购买的每一份保险，都将获得同等份额的免税额度，两相抵消并不吃亏，那些主动为雇员购买保险的公司还将博得慈善美名，如果你是一名水手，一家公司给你买保险，一家公司则不提供这项耕，两家公司支付给你的薪水差不多，你会疡哪家公司？”
“好吧，这样的确可以激航运公司为雇员购买保险的动力，但是减税实质上等于城邦当局为海员购买保险，这将对财政造成巨大压力。”昆体良尤有疑虑。
柳博芙露出自信的笑容：“昆体良，你还没有理解社保基金的精髓，先你来回答我一个问题，白鸥港当前的就业情况如何？”
“别的行业不好说，仅就航运来说就业情况很好，基本上身体降肯卖力气就不愁没活干，”昆体良接着又悻悻地补充了一句，“然而等到飞艇行业壮大起来，海员想找工作就没那么容易了。”
“飞艇的事先不说，既然你也承认当下就业情况良好，那么申请失业救济的人就不会太多，这份支出在社保基金池中占据的分量极小，绝大多数保金要等到二十年后海员退休之后才支付，二十年哎体良，难道你会把这二十年间不断增长的一大笔资金锁在保险柜里，那不是太傻了吗？”
“我懂了，女士，您要拿社保基金去投资，用投资的收益弥补减税造成的财政亏空，此外还要把二十年后海员退休金的利息赚出来？”
柳博芙傲然颔。
昆体良把海泡石烟斗搁在桌上，从上衣口袋里掏出一副眼镜，戴上之后仔细阅读社保基金方案。
“您给社保基金定了一个很高的利息，紧盯国债利率？这样一来海员的退休金是有了保障，可您要做什么投资才能达到这么高的收益率？”昆体良忧心忡忡，“您该不会想拿这笔钱去做高风险的赌博吧？万一赔了，可就可就要闹出大乱子！”昆体良掏出手帕擦了擦冷汗，真要赔光上万人的养老金，就等着全城暴动吧！
柳博芙摆了摆手：“你放心，我不会用穷人的养老金去搞投机，我打算拿这笔钱分期贷给基特兰德人进行商业地产投资，可以获得长期稳定的收益。”
“基特兰德城刚刚遭遇战乱，听说城里一团混乱，在那种环境下投资地产似乎并不是一个好的疡。”昆体良对柳博芙的决定深感怀疑。
“呵呵，球为基特兰德城境况窘迫，地产价值被严重低估，现在才是抄底的绝佳机会”柳博芙把昨天罗兰对她说的那些话，原封不动拿来反驳昆体良。当然，关于龙王行踪和南方军团的事她可没透露，免得被这老家伙传扬出去坏了大事。
这时门外传来脚步声，一位身着制服、做秘书装扮的精灵少女站在门口，恭敬地提醒柳博芙：“女士，各邦议员已经到齐了，正在等候您去主持会议。”
“我知道了。”柳博芙整理好会议文件递给秘书，回头对昆体良说：“今天就到这里，别的事改天再谈。”
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