第三四八章 汪道昆的支持
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“就是字面意思啊。”汪孚林无辜地眨了折睛，见汪道昆满脸不信，他就嬉皮笑脸地说，“伯父若是不信，回头我再去拜访一下周县尊，亲自谢他照应我爹这一年多，然后就惊吓了他两个师爷的事赔个礼，这总行了吧？”
“罢了。”汪道昆知道汪孚林不是第一次和官府中人打交道，其中的度自然会掌握，他在意的是汪道贯之前回来时和他提及的另一件事，示意汪孚林坐下之后，就直截了当地问道，“你之前对仲淹说到的票号，究竟是怎么回事？”
汪道昆出身商贾之家，一直鼓吹农商并重，虽然还不至于触及太祖朱元璋以农为本的祖制，但对于商贾的看法自然和很多官员不同。再加上汪道昆又是松明山汪氏的领军人物，汪孚林自然不会卖关子。
“伯父，我之前去杭州做过一次生意，而后又去了宁波和新昌，我一直觉得，如今徽商富甲东南，商人东奔西走，虽说不少巨商会在多地开金银铺，可以把银子兑成银票，从而方便银钱往来，但大多数人都用不上这样方便的汇兑业务。而民间百姓有钱只知道攒起来，而即便是不少商人，赚了钱后，不是买房置地，就是把钱直接挖地窖埋了。”
“所以，我之前在义店推出过米券，因为每次都能及时兑付本金和利钱，发行这一年多来，次次都销售一空●间那些捏着小钱的寻乘家，由此而有了个存钱生利息的地方。我就在想，何妨在唐时飞钱的基础上，进一步做一些改良？”
汪孚林足足花了两刻钟时间，详细阐述了自己对异地汇兑以及存取款业务的种种构想：“我的想法是，在徽州、杭州、汉口、苏州、扬州这几个徽商云集的地方，开设票号，无论客户在哪里存入银子，全都可以交付一定的手续费，然后在异地支取＄此商人只要拿着汇票就可以轻装上路，不用担心路上盗匪，而一旦遗失，可以动用各种严密的挂失措施，支付相应的手续费后，支肉笔钱。而与此同时，对寻常小民，则是以每年一成的利息，吸引他们存钱，如此既可以弥补各地票号的银本，又可以吸纳民间游资，投入到各种拆借以及有利可图的行业中去……”
唐时有飞钱，宋时有交子，明初则用宝钞。除却飞钱是因为存多少才能取多少，因此一直使用情况还不错，可交子和宝钞到后来全都一文不值。所以，汪孚林根本不会考虑发行纸币这种和政府抢职权的勾当，就连票号的范围，也暂时只定在徽商云集的这几个地区。见汪道昆正在全神贯注地思考，他就继续说道：“而一旦开设这些票号，各地的银本也极可能会发生波动，有时候会发生大额银两的转运，这也是我请吕公子出马，同时开镖局的缘由。”
票号和镖局这两种事物，乔相辅相成的。当然，清朝末期镖局之所以会那样盛行，最重要的是，他们完全接过了本来应该官兵干的活，那就是押解税银入京！当然，现在的镖局是绝对不可能做到这种事的，一切都还刚起步。
汪道昆足足沉吟了好一会儿，他这才开口说道：“你说得可行，我个人支持你的这个想法，仲淹之前虽说只听了个大概，但他很赞成，仲嘉也是。但兹事体大，你不妨同斗山街许老太爷，以及黄家坞程兄商量商量。”
听到汪道昆如此表态，汪孚林顿时喜出望外。后世人常常都说山西票号如何如何，那是因为清代中期盐业改革之后，徽商到清末早已走入了没落，远不如掌握了口外毛皮药材甚至人参贸易这条路子的晋商，现如今不赶紧在买之交商业异常发达的时候把票号做起来，更待何时？
他刚要开口说话，却不想汪道昆却又看着他，意味深长地说：“但我虽说是松明山汪氏官做到最大的，可商面上的事，却不由我做主，扬州那边总揽盐业的那位，是我叔父辈，你叔祖辈的一位长者，你得说服他，如果他不愿答应，你就只有一个办法，那就是推人取而代之。我的祖父，也就是你曾祖父的兄长，当年曾经被公推为两淮盐业盐?祭酒，也就是代表盐商和盐运司谈判的人，现如今汪氏却远不如许家程家，甚至眼看要被其他各家追上了。你若想主导开设票号，那么，你得把自己的名声在扬州打响才行。”
ps：严重怀疑是被老妈传的……她咳嗽都快俩月了，中药吃了无数。55，求一张月票安慰下
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