第一百三十八章 真假龙钞
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北京城正阳门外商业街，一栋装潢漂亮的三层楼房门口排着长队，焦急的人们耐心的等待着，不时有人从前面走出来，脸上带着笑容。更多小说ltxsba.com这座建筑物便是清朝廷和晋商合办的大清银行，排队的人们自然是来兑换现银。
大清龙钞已经发行了快一年了，而且有山西票号的现银做保障，号称可以随时去大清银行兑换现银，但是大清龙钞的信用值并没有清廷想象的那么好，不管是绿营兵还是商人，农民，工匠，拿到了大清龙钞后，都迫不及待的要把这种钞票兑换成现银。每天在大清银行门口排队的人们都排成了长龙，排在后面的人排到晚上关门歇业，都排不上队。
“这些刁民！竟然对朝廷发行的龙钞不信任！”时任大清银行行长的范毓宾看着外面排成长队的人们，心中焦急万分。
范毓宾的哥哥范毓馨刚刚出使罗刹国回来没多久，而且还借回了五百罗刹精兵，果然没有辜负了朝廷的厚望。而范毓宾本人，又上任当了户部侍郎，兼任大清银行行长，可谓是官运亨通，范家还是先帝钦点的皇商，家里金山银山花不完。
可是今天，范毓宾这才发现，这个大清银行不仅不赚钱，反而是个坑！原因就是军民百姓对大清龙钞的不信任，大家钞票到手，都迫不及待的来兑换现银。
大清银行发行的钞票肯定是比库存白银要多，要是一样多，发行这钞票又有何用？发行钞票就是为了省下银子给八旗发军饷，向罗刹人购买军火，以及支助一些走私商人，从南方走私粮食来北方。
可是大家一拿到钞票就来兑换现银，就算范家和其他七大家都是金山银山，也经不起这样兑换啊！
朝廷发出来的军饷和支付工匠的工钱，向农民购买粮食，甚至给汉人官员发的俸禄，都是用大清龙钞来结算的，但是清廷手中没有那么多银子。军民百姓商人官员，拿到了大清龙钞之后，都要来换现银，这银子，还不是晋商八大家出？
看到每天在银行门口排着长队，焦急不安等待兑换现银的人们，范毓宾满头大汗，感觉自己的心都在滴血。他们范家自从后金时代就同女真人贸易，冒着杀头的危险做生意，还花了不少银子打点宣大的文官武将，这才积累了那么多的财富。可是到了今天，八大家发现自己手中的银子就像流水一样往外花。
虽然说朝鲜人拿到的钞票无法兑换现银，而在大清国内，除了济南等大城外，一般的小城和县城都没有大清银行营业点，军民百姓无法兑换到现银，可是每天都有不少人从县城和乡下赶来大城，就是为了把到手的大清龙钞换成银子。
至于一些清廷汉人官员，虽然朝廷发给他们的俸禄是钞票，很多下级官员和地方士绅行贿也改成给钞票了，可是这些当官的根本就不需要排队，就能自己找关系，从大清银行兑换到现银，所以说俸禄发钞票，变成了一种形式，根本就毫无意义。
那些当官的拿着钞票来兑换现银，范家还不能不给换，毕竟官官相卫，范家虽是皇商，却得罪不起官场上的人。
也就在范毓宾焦急万分的时候，却听到柜台上响起了一阵争吵声，似乎还有几个人说话十分嚣张，要见掌柜的，听口气好像是外面的京城绿营兵。
“怎么回事？”范毓宾闻声走了出来。
“你们的伙计是怎么回事？老子发到手的军饷，为何不能兑换成现银？”柜台外面几名绿营兵正在骂骂咧咧的吼叫。
柜台的伙计见到是范毓宾来了，连忙起身，行了个礼：“大人，这几位军爷拿来的可是假的钞票啊！”
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