第237章 中华帝国皇家银行（上）
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第四更
“银行”这个词汇属于汉语词汇，是从“银号”改变而来，意为存储银子的地方。更多小说ltxsba.com网
在新的一年里，颜氏钱庄正式改名为中华帝国皇家银行，其业务将涉及印钞、存款、贷款、汇兑、储蓄等。
在1883年之前，中华大地还是在满清统治的时期内，颜氏钱庄就已经覆盖到全国各个县级区域，每一个都拥有一家颜氏钱庄分号，全国总计拥有过一千六百家颜氏钱庄分号。
可惜满清突然对颜氏下手，颜氏位于全国各地的产业包括颜氏钱庄的人员全部撤离，带不走的财富寻找地点掩埋。
如今中华帝国取代满清成为中华大地的统治者，颜氏钱庄再一次覆盖到全国各个县级区域，现在需要称呼颜氏钱庄为中华帝国皇家银行了。
下一步皇家银行还将向各个城镇扩展，确笨一个城镇都有一家分行，只是这一步需要大量人力武力，短时间内皇家银行还不能覆盖到每一个城镇，只能一步一步进行。
拥有印钞权，同时作为中华帝国境内唯一一家覆盖全国区域的银行，皇家银行对于整个中华帝国来说非常重要，有着不可取代的地位。
皇家银行最重要的就是印钞权。
目前中华帝国境内除了四汌殊，其他瘦还是以使用银子、铜币为主。
使用铜币还好说，毕竟铜币有具体规格，使用时直接枚数支付，不过，一旦某个人买东西时，手中没有零钱，只能使用银子支付，一两银子可以兑换一千枚以上的铜币，而一枚铜币的重量5.5克，一千枚铜币重五公斤，这么多铜币，怎么拿都麻烦。
银子就更无语了，由于银子没有明确的规格，使用的时候都需要现称量，这多麻烦呀，两人交易时，光称量银子就花费不少时间。
中国也有金子的存在，不过金子比较少，所以金子不作为交易货币使用，多少用来制作饰等物件。
银子、铜币使用如此麻烦，若是进行大宗贵重商品交易，那需要交易的银子数量将无比庞大，运输银子都是一件费劲的事，远不如纸钞好用。
无论是金子、银子还是铜币、纸钞，实际上都是货币的一种，货币本身没有任何价值，只是通用的交易手段，而一个国家政府可以疡什么东西可以作为货币。
在中华帝国还没有出现的时代，这个世界是以白种人国家为主，之前白种人国家都以银本位为主，即将银子作为交易货币。
可是之后白种人国家废除银本位制度，转而使用金本位制度，这一改变使得银价大跌，金价高涨。
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