第三百三十节 发行债券
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说是由广東道台朱敬伦和伍氏家族、潘氏家族、卢氏家族以及叶氏家族，五大家族共同投资创办，目前已经取得了广東政府的法定货币英许可，粤海关所有下设海关，全都接受该行纸币，该行纸币在广東境内拥有缴纳税款，购买政府财产的广泛权力。
这家银行的背景一出来，顿时很多人的吸引力就从交易所转到了银行身上，开始询问这家银行的业务范围，能提供什么服务，还有人为是否接受入股云云。
赫德回答，该银行总部设在广州西关，目前不接受投资，业务主要包括存贷款业务，行债券业务等，但是对于特殊客户，可以提供承兑承保服务，当然这特殊客户，必须是在银行拥有巨额存款的贵宾客户。
宣传银行只是给赫德的一个小任务，借机而已，行债券才是真实目的。
因为资金还是很紧张。
老实说，广東的财政现在已经改善了很多，赫德手下已经完成了广肇罗道、高雷阳道和惠潮嘉道三道的财政改革，将税务以及支出核算，暂时都放在了赫德主持的税务司中，但是其中除了广肇罗道外，其他两道提供不来什么帮助，高雷阳道甚至直接就是倒贴，不但收不够税金，还得补贴当地政府的开销，否则让官员们回到过去那种勒索商贾的情景，就不是朱敬伦想看到的了，惠潮嘉道也仅仅是收支平衡，没什么盈余。
不过广肇罗道的商税开始征收后，税收节节攀升，关税去年有所提升，从前年的21o万两提高到了23o万两，商税则是从过去官府收的一塌糊涂的厘金，变成了正式的商业税，仅仅去年半年就在各县收了1oo万两，今年进入正轨后，赫德预计最少能达到2oo万两。
而这些厘金在过去的官府手里，连5o万都缴不上来，完全失去了税收的意义，但是商人付出的成本却一点没少，甚至更多。
至于原因吗，还是陋规，谁都知道，谁都不管，反正钱不够了，还找商人摊派。
就跟过去的海关一样，管理散漫松弛，受贿纵私成风，走私漏税一直十分严重，政府应入的税收被层层私吞。1852年的时候，江南道监察御史梁绍南曾经上奏称，经粤海关管辖的地域仅白糖冰糖每年就进口不下5、6千万斤，但在当时粤海关的记录上，仅得15oo万斤，可见透露的数目是正常应缴的三倍以上，商铺厘税同样如此，在过去的官府手里收不上来三五十万，在赫德手里就能收2oo万以上。
但即便税收收入如此丰盈，依然不够花的，光是给各地官府回拨经费，就占去了2oo万，还不如不纳入这么多地盘时候能用的钱多呢，原因很简单，朱敬伦大幅度提高了各级管理的薪水，让即便是县城的恤，也能过上一份体面的生活，每个月至少能保证5两银子。
当然他们的薪水划拨后，由各县的户房放，这种财政部门，当然已经倍朱敬伦收编，现在从上到下的户房，都已经归赫德税务司直属，等将来制度成熟之后，朱敬伦还是要划分出来的，赫德的权力太大了。
划拨了各地官吏薪水后，朱敬伦可用资金就只剩下一百多万，这一百多万根本不够，手下数万大军的军饷，就把这些钱耗光了，但他们的军火物资，军粮，训练经费，至少还需要1oo万，兵工厂日常运作5o万，又采购了3o艘军舰，最小的炮舰也得5万两，总共5o万两，最大的5ooo吨级巨舰造价高达5o万两，加上千吨、3千吨级等舰，合计就有15o万两的支出，因此这些税收根本不可能够。
但如果以这些税收做抵押，广東政府可以行更大规模的债券，从市场上融资，5oo万都不是一个大的数字了，唯一需要担心的是，怎么保证政府的公信力，让大家相信政府会还款，主要是让华商相信。
朱敬伦请来了一百二十个商人到广州，对这些商人说，他该给他们还钱了，前年年底，借这些商人的钱，该还了，而且还晚了几个月，所以朱敬伦十分歉意，誓以后不会拖延，还要跟他们立约为证。
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