第二十章 理财的目的
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范直昌望着李虎，神态很坚决，“我们的变革要走一条新路，理财的目的不是在现有财富的基础上重新分配，而是创造更多的财富，在创造更多财富的同时，调整财富
的二次分配，以达到国富民强的最终目的。”
“创造更多的财富？”李虎喃喃念叨，全神贯注地思索了片刻，问道，“进一步扩大商贸就能创造更多的财富？财富不应该是金银铜钱，金银铜钱只是衡量财富多少的一种量具，真正的财富应该是粮食，是绢布，是可以保证百姓生存下去的东西。粮食不足，绢布不足，盐铁不足，百姓的生存都有问题，还谈什么创造财富？商贸的作用是促使物品流通，而这种‘交’易本身并没有创造出真正的财富。”
“我记得丝绸之路虽然促进了东西方商贸来往，促进了文化‘交’流，但它给中土也带来了不利的地方。”李虎说道，“从中土输往西方的都是丝绸、茶、铁器、瓷器等生活必需品，而从西方运进来的却是金银珠宝皮‘毛’等奢侈品，这其中的利弊一目了然。中土和平繁荣年代，这种商贸往来对中土的伤害不是很明显，但中土一旦到了‘混’‘乱’纷争年代，东西方的贸易往来因为本身没有创造财富，反而从中土掳夺了财富，这就大大伤害中土国力。”
“所以……”李虎望着范直昌，摇头说道，
“我虽然赞成发展商贸，赞成重建丝绸之路，但我并不认为商贸的进一步发展会给中土创造更多的财富。”
范直昌点了点头，“总帅的看法完全正确。”
“过去历代历朝之所以重农抑商，就是因为粮食绢布不足，盐铁等生活必需品严重不足，而商人逐利，影响本业，不利于王国稳定和发展，不利于王国国力的提高，但到了本朝，现有土地产出的粮食可以保证一亿人口的需要，而过多的人口在解决了肚子问题，解决了温饱之后，就需要改善生活，他们希望过上更好的日子，于是消费需求旺盛，这时候商业的兴起是一种必然。”
“商贸兴起，南方把过多的粮食和绢布贩卖到北方，北方则把牛羊皮‘毛’输送到南方，双方互通有无，但商贸本身的确没有创造财富。”
“我们都知道，商贸发达必须满足两个条件，农业和手工业发达。本朝土地数量一定，粮食产量若想进一步提高，除了大力开荒，发展水利外，就是提高耕作水平，但这需要朝廷长期、持续地
投入大量钱财。目前朝廷不具备这个条件，所以粮食产量不具备即刻提高的可能，也就是说，粮食这种真正的财富在未来很长一段时间，没有提高的可能。”
“那么，手工业呢？手工业的发展能不能为中土创造出更多的财富？”
“本朝手工业包括造船业、矿冶业、兵器业、织造业、制瓷业、制盐业、制糖业、造纸业、建筑业，还有酿酒、漆器、金银器等等，很显然，手工业的发展完全可以为中土创造出更多的真正财富。”
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