第七十三章 惊天之喜
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“使相？”黄涉故足惊讶之态，“哪位使相？你家的‘女’儿.出嫁，和使相有什么关系？”
长孙康宁脸上.的笑容顿时凝固了，黄涉这句话如同一盆冷水从头浇到脚，让他的喜悦霎时消散，心中更是失望愤懑了极点。无疑，董小丑拒绝了，而罗思南因为事先已经答应了，无奈之下只好找了另找了一家，虽然都是虎烈系，但这另找的一家显然无法和董小丑相提并论。
黄涉颇有兴趣地打量着长孙康宁面部丰富的表情变化，犹嫌不足，又补了一句，“怎么？不愿意把自己的‘女’儿嫁给一个粗鄙武夫？”
长孙康宁一听，自己如‘花’似‘玉’的‘女’儿要嫁给一个粗鄙武夫，再也笑不出来了，虽然他想极力掩饰，但太失望了，理想和现实的差距让他一时接受不了，脸上的笑容比哭还难看。
黄涉大笑，“放心，放心，这位武将在我虎烈军中可是一位传奇人物，不但人长得英俊，功勋更是卓著，如今已经是一军主帅了。”
一军主帅？长孙康宁想哭的心思都有了。一军主帅才多大的官？才多大的权势？他不禁有些埋怨王妃了，既然董小丑不答应，最起码也要找一个相差无几的虎烈统帅吧？比如‘毛’军、侯概、张关羽之类的人家，否则联姻的效果大打折扣，几乎没有什么影响力。我这不是白赔了一个‘女’儿吗？
长孙康宁微微一笑，“即使大量铸钱，同样满足不了货币流通的需要。‘交’子之所以产生，最重要的原因就是工商业发展后货币流通量严重不足，在万般无耐的情况下，才出现了‘交’子和‘交’子铺，以纸币来补充货币流通量的需要。”
罗思南黛眉微皱，问道：“既然铁铜钱都无法满足货币流通量的需要，那你为什么提出白银货币化的策议？我记得本朝的白银主要产于南剑州和信州，其产量占据了总产量的五成以上，但白银一年的总产量只有二十多万，所以用白银做流通货币更不现实。”
“白银有做为流通货币的一切优点，它是最适合做流通的统一货币。”长孙康宁想了一下，解释道，“但现实是，朝廷振兴中土的策略是大力发展工商业，工商业的加速发展必然进一步加大货币的流通量，这时候，无论是铁铜钱还是白银，都满足不了流通的需要，所以，必须以纸币来做为货币总量的最主要的补充手段。”
“白银是最合适的统一货币，纸币则是唯一可以保证货币流通量需要的手段，所以，我有个设想，那就是创造一种全新的纸币，虚银本位制纸币，我叫它银‘交’子。”
虚银本位制纸币？罗思南、黄涉和无颜三人面面相觑，没有听懂。
“过去的‘交’子，川蜀是以铁钱做为本位货币，东南各州则以铜钱做为本位货币。”长孙康宁继续解释道，“现在铁钱的安全‘性’太差，铜钱又严重不足，‘交’子信用度又太差，这种情况下，要想重新让百姓相信纸币，最好的办法莫过于以白银做为本位货币，以白银重量的‘两’做为价格标准实行银块流通，而银‘交’子就是以白银做为本位货币的纸币。”
“所谓虚银本位制纸币，顾名思义，就是以‘虚’代‘实’，就是在白银严重不足的情况下的一种变通手段，说白了就是骗取百姓的信任，但在实际‘操’作中，为防止银‘交’子贬值，必须存储足够的准备金，必须成立纸币发行机构‘银‘交’子务’，由朝廷来严格控制发行量，必须成立由朝廷完全控制的银‘交’子铺。这样一来，银‘交’子就是由户部发行的虚银本位制纸币，这种纸币是以朝廷的实力和信誉作保障，由此来赢得百姓的信任。”
“官员俸禄货币化，具体来说就是由朝廷户部发行银‘交’子，由朝廷的银‘交’子铺给他们兑现白银，所以官员没有理由不答应，不相信自己朝廷的信誉。”长孙康宁笑道，“官员们都用银‘交’子，银‘交’子的安全和保值问题就能得到解决，因为官员们总不至于自己废弃或者贬值自己的钱，这样百姓们就会以最快的速度接受和信任银‘交’子。银‘交’子一旦成为货币流通领域中的重要货币，那么田赋货币化和赋役货币化也就有了推行的基础。”
罗思南、黄涉、无颜三人至此才恍然大悟。
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