第六十七节 狐狸尾巴
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雷向东笑了起来，不管咋的，赵国栋这小子的心够细，自己老岳母信道这事儿郑健也不过是随口提及，这小子就能记在心上，这时候说出来，不管自己接受不接受，至少别人有这份心就不容易。人都是将感情的动物，在条件许可的情况下，你真的很难拒绝这样的朋友。
“行了，行了，你小子有这份心我就知足了，农发行刚成立不久，市级农发行也刚刚搭起架子，更多的是要作一些了解性的基础工作，要想开展实质性的金融业务恐怕还有些难度。”雷向东也不在赵国栋面前多说废话，只说了目前农发行的状况。
“东哥，农发行的主要工作就是进行农业政策性的贷款，调查摸底了解基本资料固然重要，但是这也是为开展业务作准备，如果真有合适的业务，难道说农发行就视若不见，我个人看法，我们安原也好，宁陵也好，农发行能够尽早开展业务，只要不是违背政策，就算是承担一些风险，我觉得上边也会持赞同态度，甚至可能还会鼓励和表扬这种敢于创新开拓的作风。”赵国栋侃侃而谈，“若是一味按部就班，等待上边政策指示，或者说必须要国家性的工程才敢有动作，那我觉得这样的农发行实际上也就没有多大意义了。”
赵国栋这番话倒是很有些新意，让雷向东的兴趣一下子浓厚起来，“国栋，说说你的看法来听听。”
“农发行成立的意义一方面是要对一些不符合商业性贷款的涉农项目给予政策性扶持贷款，另一方面就是要扶持农业的规模化产业化发展。我国农业长期以低效率的种植业为主，而且粮食种植占了很大比例，现在随着人民生活水平不断提高，对于食品方面的需求也日益多元化，这也要求我们在农业产业结构上进行调整，同时也要有针对性的进行农业产业化发展。”
“但是现在我觉得我们安原农发行似乎还没有完全进入状态，还停留在等待着国家具体政策下来，我以为既然我们处于一个改革开放的年代，连邓老人家都说要摸着石头过河，要敢于尝试，那为什么我们的农发行不可以选择一个点进行试点？”
雷向东嘴角微微挂着一丝笑容，开始还听着像那么一回事，但是说到后边就露出狐狸尾巴来了，也罢，就听听这家伙的狐狸尾巴究竟准备搞些什么名堂。
“嗯，国栋，说得不错，有点新意，继续。”雷向东摸着下颌若有所思的笑道。
“我了解过你们农发行的主要信贷业务，其中有两点很值得斟酌，一是农业科技贷款，而是农业小企业贷款，我觉得这两条应该成为农发行的主要开发业务。”赵国栋似乎也觉察到雷向东看出了自己意图，不过他并不在意：“以我们花林县为例，我们花林现属于丘区大县，境内地少田更少，并不适合发展传统农业，但是我们花林县境内有大量荒山荒坡，发展林业看起来是个好主意，但是见效慢，农民兴趣不大，如果发展山地畜牧业却有着先天优势。”
雷向东点点头。
“大华公司已经和我们花林县初步达成了意向准备在我县建立一个肉类加工厂，主要加工牛羊肉，而我们花林县也有意将我县将几个乡镇打造成为畜牧业重点发展乡镇，加快荒山荒坡的开发，而要发展养殖业，也就需要一些启动资金。”
赵国栋话音未落，雷向东已经接上话：“这种以农户为基础的养殖业，贷款资金不大，农村信用社应该发挥起支农惠农责任。”
赵国栋摇摇头，脸上笑容更加灿烂，“单是单家独户的发展养殖业自然是以信用社为主，但是如果有牵头大户愿意以承包方式承担大面积荒山荒坡，以养殖场形式来发展集约化的产业，这农发行是不是应该给予扶持和支持呢？”
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