第一百五十六章 渭州定策
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许清突然抢断道：“所以我们先要强军，至于范公所说的压力，难道我们不收复西北就不用承受辽国的压力了吗？富诰制如今还在辽国周旋呢。军制一但革新完成，东北对辽国采取守势，西北对夏突起猛攻，西夏人如今同样虚弱已极，只要我们抓住时机，在一两年内完成军队革新，而这两年期间再派大量细作进入西夏不择手段的破坏，到时收复西北并不见得太难。”
“不择手段破坏？”韩琦对他这句话倒挺感觉兴趣的样子。
“不错，韩大人熟读史书，自是知道当年越国如何攻陷吴国的，他们的军事手段并不高明，高明的是他们对吴国内部的破坏手段，所谓慈不掌兵，只要对本国有利，对他国用什么手段都是理所当然的。”
范仲淹摇摇头道：“若按子澄的方法，就算真能对西夏内部进行大量破坏，但人心尽失，到时我们打下西北，也将难以管理，党项人一有机会还是一反再反。我大宋同样会被西北耗尽精力。”
许清为之愕然，范仲淹果然是够正直的，而且儒家思想影响已深入骨髓，如今还未打下来呢，就想到安抚民心的问题了，许清不知道该佩服还是该悲哀，他想了想说道：“范公啊，非我族类，其心必异，就算咱们对党项人再好，他们有机会还是会反的，我考虑过了，军队改革过程中，必定会裁撤出大量的老弱，其中那些实在不堪所用的着令归农，其他全作为建设兵团使用，以建设西北的名义，实则是变相移民，另外再将国内那些失地流民一起安排出去，充实西北，使汉人在西北占到大多数，再不行到时再慢慢将党项人迁往广南一带，这样西北就真正能掌握在咱们大宋手中了。”
韩琦点点头，他年纪比较轻，变通比较快，实则他已慢慢对许清这套方法更为认同了，沉声问道：“子澄，光是银行一项，真能支撑起军事变革及一场对夏的大战吗？”
许清自信地笑笑说道：“两位大人，你们到宋大各个大城去走走就会发现，大宋有钱人出乎想象有多，我大宋并不穷，穷的只是朝廷和底层的百姓而已，而银行恰恰可以把这些民间的闲钱，最大限度的聚集起来为我们所用。按现在银行的发展速度，到年底整个大宋银行的存款必将达破两千万贯，而且这个数字还将不停地成倍增长，只要利用得好，这些钱……”
许清还没说完，就听到拍的一声，韩琦手上的鱼竿掉在了地上，太吃惊了，他们也想象过银行能圈钱，却没有想到竟能到这般超乎想象的地步，刚成立半年就有两千万贯，那么继续翻倍下去会是什么景象？
大宋虽说现在每年岁入一千八百万贯左右，但那只是纸面上的数字，真正能上缴到中央可利用的钱款其实少得可怜。用在军备上的数额更不用说。韩琦和范仲淹看向许清的目光都有些变幻不定，眼前这个十七岁的少年，竟把持着这样一个庞大的圈钱机构。
许清不想在银行上招来他们过多的目光，转而说道：“银行里的钱虽然不是咱们的，但可以先行挪用，甚至可以通过银行发行战争债券，一但西北收复，可拿一部分土地或其它资源来偿还，这也有效地把国内大地主的目光引向西北那些未开发的土地，减缓目前国内土地兼并的速度。”
范仲淹抚须良久，最后深深地看了许清一眼问道：“子澄常出入于宫中，想必对陛下的态度比较清楚，到了此刻，子澄也不必再多作隐瞒，陛下的态度究竟如何？”
范仲淹这算不算是要看菜吃饭了呢？许清也不再推托，淡淡地说道：“实不相瞒，陛下让我来西北问策，其改革之心不言自明，我也偶尔于宫中与陛下论及各种革新方案，以我看来，陛下更倾向于先从军事入手，强军收复西北之时，再对国内冗员及机构进行肃整。范公，以陛下的性格，也只能这样，否则阻力太大，陛下是坚持不下去的。”
范仲淹点点头，他也认同赵祯的性格才是关键，宋朝皇帝集权过重，一但皇帝不能坚持，他们根本没有革新下去的能力。
西天的火烧云把江水染得橙红一片，三人这场交谈直到月出东山才散去，范仲淹虽仍有疑虑，但韩琦却表示了对许清方案的首肯，许清想来，范仲淹在明知先革亲吏治无望的情况下，迟早也将对这种把国内矛盾向外转嫁的方案表示认同。
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