第1506章 初见马明骏
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”差不多还需要半个小时.马明骏行长已经提前到了.你要不要跟他见见面?”华晨辉问道.
”也好.”刘涛点了点头.
在华晨辉的引领之下,刘涛来到了马明骏的面前.
”马行长.你好.”刘涛笑着跟对方打招呼.
”你是哪位?”马明骏打量了一下对方,问道.
”我是刘涛.”刘涛将墨镜摘了下来.
看清来人,马明骏赶紧伸出手,说道:”刘先生.你好.久仰大名.”
”马行长不必客气.我就是过来参加开业仪式,以后银行的发展全靠你了.”刘涛笑道.
”承蒙刘先生抬爱,让我出任华兴银行的行长.我一定不会辜负先生的期望.”马明骏说道.
”银行全权由你负责.不管银行发生什么事,你都用不着向我汇报.当然,如果银行缺钱的话,你倒是可以跟我说,我来想办法.”刘涛笑道.
”谢谢你对我的信任,我会全力以赴的.”马明骏说道.
正所谓士为知己者死,女为悦己者容.=现在刘涛完全放权于他.他的心里充满了感激.
他终于可以放开手脚大干一场.
”一千两百亿的现金是否已经到账?如果没到账的话,我打电话催一催.”刘涛问道.
”现在全部都在库房里面.说实话,我还是第一次见到这么多的现金.以前在管理北方银行的时候.由于下面分支机构很多,所以见到的现金最多也不会超过十亿.一千两百亿,已经超乎了我的想象.”马明骏说道.
”一千两百亿只是第一笔资金.往后每个月都会有几千亿的资金进入银行,全部交给你来打理.”刘涛说道.
”这么多的钱,想要取得利润的最大化,确实不是一件容易的事.”马明骏说道.尽管现在金融业非常发达.但是银行主要的收入主要还是来自于利差.
如果贷款放不出去的话,那么利润就会大打折扣.在当下这个环境.好的企业实在是太少了,符合贷款条件的企业一般都不缺钱,不符合条件的缺钱但是风险太大.
确实是让人有些头疼.
”马行长,有时候可以换个思路考虑问题.银行以前都是靠着利差生存,为什么现在不可以靠别的来生存?比如说银行可以跟其他的企业或者公司合作,成为这些企业的股东,大.[]家一起来承担风险.当然,也一起来享受盈利.”刘涛说道.
”你说的这种投行性质的银行,除了倒闭的,事的都在转型.投资性银行需要的本钱不多,但是抗风险的能力也很差.一旦整个市场变得不好,到时候就会危及自身.”马明骏说道.
”只想赚钱不想付出肯定是不行的.再说君子爱财,取之有道.有些捞钱的偏门是不能碰的.只要守住这个底线,投行未必会活的不好.当然,这个只是我的个人意见,仅供参考.”刘涛说道.
”我能理解刘先生对实体业的赤诚之心.我对实体业也是非常的关注.一个国家如果实体业变得不发达,大家都搞虚拟的东西,那么这个国家将会面临着巨大的风险.这种风险一旦爆发,简直就是一场灾难.”马明骏说道.
”是的.只有实体业发展壮大,大家才会真正的受益.不管是吃的还是用的,大家都可以买到更好的产品.如果大家都不去搞实业,最终生产出来的产品会变得越来越差,到时候国家也会陷入极大的危机当中.我不消看到这一天.”刘涛说道.
”我明白.我会尽力而为的.”马明骏点了点头,说道.
[记住网址龙腾小说ltxs520.com]
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