第476章 一盘大棋
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一口气建造九十所蒙学，三大学堂，供应几千名学生，住宿，伙食全都免费，还给校服，发洗漱用品……
林林总总，说起来容易，做起来难这都需要银子。龙腾小说ltxs520.com
杭州府虽然富庶，可是知府衙门手里能用的钱也不多，再加上往年还留下了上百万两的亏空，按理说继任知府已经是山穷水尽，根本无力大办学校，可是人家偏偏就办了，还办得有声有色。
这里面的奥妙实在是值得好好说说，摆在徐渭面前的名册或许就能说明一些问题。
上面开列着两三百名士绅的名字，他们都是借钱给知府衙门办学的，最好的也有一万多两。
加起来，差不多有三四百万两之多，和嘉靖三十六年的户部岁入差不多，当然是扣除了市舶银。
这么多的钱，换成别人根本不敢借，也借不来。
唐毅偏偏就借来了，其中一百多万两用来办学，还有八十万两上交嘉靖，超额完成今年的任务。还剩下了二百万两，作为流动资金使用。
看起来完美无缺，面面俱到。
可是徐渭仔细一看，吓得脸都青了，手指不受控制地哆嗦，看唐毅的眼神都变了，伸出手就去摸他的脑门。
“行之，你没病吧？”
“去，刚扣完脚趾头，少碰我。”
徐渭怪叫一声，“你还有心思讲究啊，好好看看，最少的利息也有二分利，你懂啥是二分利不？一百两银子，一个月就要二两利息，一年是二十四两啊！”徐渭咬着后槽牙，这个利息已经比得上一般农村的高利贷了。
你唐毅不是面子大吗，不是和士绅关系好吗？难道连利息都不能少一点，你借了这么多钱，这么高的利息。市舶司再赚钱，也还不上啊！
唐毅满不在乎，低声说道：“文长兄，你再看看。其实有不少还是驴打滚儿，利滚利，还款的日期都在半年左右。”
徐渭瞪圆了眼睛，一条条仔细检查，果然如同唐毅所说。他实在是想不明白了。
“行之，这不是摆明了还不起吗？”
“聪明，我也没想还！”
“你打得什么算盘啊？”
徐渭一点都摸不清唐毅的套路，是智商不够用了，还是唐毅这家伙水平提高的太快了。总而言之，徐渭是看不懂唐毅到底怎么打算的。
“文长兄，实话告诉你，我已经琢磨好了，把市舶司，还有商会。官银号，会馆，统统折算成股份，转给这些借款之人，债务也就没了，你说我的办法怎么样？”
“不怎么样！”徐渭把脑袋摇晃的和拨浪鼓一样，谁也不是傻瓜，唐毅在泉州开海之后，商会，官银号。都成了摇钱树。
如果直接以股份抵押，绝对一大把商人争着抢着借钱，为什么要以办学的名义借钱，然后再用股份抵偿？
要知道。用来抵押的股份要打九折的，也就是价值一百两的股份，抵押的时候，只有九十两，而放在市面上，至少值一百二十两。还有价无市。
里外一算，市舶司至少损失了三成还多，唐毅平时不是很精明吗？他怎么会干吃亏的事情，尤其是吃了亏，还得意洋洋，实在是太反常了。
徐渭想破了脑壳，只有一种可能。
他突然一跃而起，连鞋都顾不得穿了，直接冲到了唐毅面前，脸对着脸，徐渭五官狰狞，质问道：“唐毅，你是不是摆明白了让那些借钱的士绅商人占便宜？”
“没错！”唐毅回答的很干脆。
怒火从徐渭的心头升起，直冲脑门，他突然觉得十分失望，甚至到了绝望的境地！他努力控制着情绪，让语气尽量温和，可是到了嘴边，再也客气不起来了！
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