第994章 钓鱼的智慧
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“钟金,我大难临头了!”沈梅君严肃说道。
“不会吧,你可是女财神爷啊!”钟金笑道:“别的我不知道,光是消灭了我的外祖父,你们就捞了几千万两的银子,真是让人眼红。”
“没用的,那些都是死的,变不成现金的。”沈梅君突然站起身,“我必须去京城求援,稍微晚一点,合盛元就要完了。”
说完之后,沈梅君动身就走,把钟金扔到了一边,气得钟金直跺脚,大骂交友不慎。
……
沈梅君的预感是对的,八大绸缎行,还有一些大户提走了存款之后,风声渐渐传开。另外一方面,越来越多的人失去了工作。
原本丝绸作坊的织工,一个月能拿到七八两银子,扣除开销,还能结余三五两,一年存五十两银子,不算费事。
看起来数量不多,可架不住苏州有几十万的织工啊,加起来就是天文数字。
合盛元在东南根本不是交通行的对手,拿到了银元发行权之后,他们开始大肆扩充业务,在交通行的大本营推出存款有息,吸引百姓存钱,,还大肆发行银行券,代替原本的宝钞,成为市面上流通的货币。
银行券最少十两一张,最多一百两,印刷精美,携带方便,随时可以换成银元,深受织工的喜爱。
正所谓成也萧何败也萧何,当沈梅君看到市面萧条,大量织工失业之后,她立刻感到了天崩地裂。
原本每个月都要到合盛元存钱的织工,现在没了收入,就需要支取存款,一入一出,差别可就太大了。
而且人都有盲从的心里,见别人都去支取,他们也会跟进,发出去的银行券也会被拿来挤兑。恐慌是会蔓延的,如果苏州撑不住,无力兑换,就会迅速蔓延东南,甚至烧到整个大明。
尽管沈梅君非常讨厌唐毅这个人,但是他的唐学确实厉害,把金融的问题都说的明明白白。沈梅君也获益匪浅,维系庞大金融体系的只有两个字:信用!
正是信用,让一张纸拥有了无穷的力量,可以交换任何的东西。同样,信用崩塌,就会让货币重新变回白纸。
无论如何,都要阻止可怕的一幕发生。
丝绸作坊是从去年年末开始倒掉的,过了一个年,织工家里的存银都会花光,二月份又是人们开始生产劳作的时候,肯定会出现挤兑浪潮的。
沈梅君的判断是准确的,就在四处调集银子的时候,前往合盛元兑换的百姓与日俱增,平时只有两三百个人,其中存款的还是大部分,现在倒好,一天要迎接五六百个客人,其中九成都是取钱的。
每个人的数额都不算大,可是架不住人多啊,眼看着钱库不断被搬空,所幸沈梅君在离开之前,下达了命令,否则不到四百万元,根本撑不了几天。
可眼下也是坐困愁城,挤兑的浪潮遏制不住,早晚要把合盛元挤兑垮了。
眼看着合盛元一片凄风苦雨,在对面的一座茶楼,雅间之中,探出两个脑袋,看着长长的人群,得意洋洋。
这两位之中,年轻的黑小子正是雷坚,至于对面的大胖子,是当初最早加入唐毅一系的钱胖子,十几年间,这家伙的体重愣是超过了三百斤,眼睛就跟肉包子割了一道缝,浑身的肉,无处安放。
“嘿嘿,钱大叔,要我说啊,这一次您老还要吃个肥的,合盛元要完蛋了!”
钱胖子晃着蒲扇一般的大手,笑呵呵道:“小子,这才刚刚开始,光是一个合盛元就够了吗?”
雷坚一下子来了精神,“钱大叔,还有更刺激的?”
“你钓过鱼没?”
雷坚摇摇头,“我吃鱼不钓鱼。”
“告诉你啊,钓鱼之乐,岂是口腹之欲那么简单!想要钓到大鱼,就要先选好鱼钩鱼线,保证结实,不然鱼就要跑了。接着呢,要看好位置,撒好窝子,坐下来静等。妙就妙在等待,怎么说来着,叫姜太公钓鱼愿者上钩,你要有本事,把饵弄得漂漂亮亮,花枝招展,不咬钩都不行!尤其是钓到了大鱼,那就更美了,不要急着提杆,要慢慢的遛,把大鱼弄得疲惫了,没劲了,然后再捞起来。钓鱼是斗智,捞鱼是好勇斗狠,一文一武,差之天地,判若云泥!”
你就是懒得动弹,还讲什么大道理!
雷坚暗自腹诽,不过他明白了一件事,晋商已经上钩了,面对着一条超级大鱼,必须拿出足够的耐心,不然他们就跑了。
挤兑还在进行中,钱胖子,还有雷家,竟然反其道而行之,三天时间,存入合盛元五十万两,人心一下子安定了许多。
京城,内阁。
唐毅再度召集在京大员齐集一堂,他面色沉重,“诸公,东南已经出现了危机的苗头,此时必须我们和衷共济,才能闯过难关,我准备派遣一名钦差南下,维持金融稳定,虞坡公,您老有合适人选吗?”
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