第八百九十四章 ：危机
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迎宾馆那边在次日又接到了消息，聚宝钱庄已经放出了风声，暂时不再向各藩国许诺任何借贷，这也意味着，从前各藩国寅吃卯粮的时代已经一去不复返。龙腾小说ltxs520.com
钱庄某些时代和后世的鸦片一样，照样是能让人上瘾的，藩国大多穷困，而君王们更是奢求无度，一开始的时候还能克制，可是自从有了钱庄，连最后一点克制都化为乌有了，毕竟当权者们没了顾忌，有一个取之不竭的钱袋子，自然不愿意再亏空了自己，再加上各国王室和贵族的联系越来越紧密，这相互攀比的心思也愈演愈烈，更不必说早已按捺已久的种族仇恨在推波助澜之下演化成了战争，而在南洋，战争已经成为奢侈的代名词，现在一场战争几乎是十年前同等规模战争所产生开销的三至五倍。
整个南洋各国都难以幸免，许多藩王都是重债缠身，再加上商行运载着大明朝的货物在四处倾销，使得各国内部的矛盾也尖锐起来，起义此起彼伏，为了弹压民变，又不得不大肆举债。
虽然大家都知道，这么做是饮鸩止渴，不是长久之计，可是眼前都顾不住，谁还愿意顾以后。
聚宝钱庄几乎对各国的要求有求必应，一开始只是五万、十万的借贷，到后来大家的胃口越来越大，譬如数月之前一笔较大的借贷，安南国一次便告贷了四十七万两白银，这触目惊心的数字。甚至已经远远超出了安南国一年的税赋，而安南国与真腊国鏖战已久，他们之所以敢拆借这么大笔银子，只不过怀着一种侥幸，希望这笔银子能如虎添翼，彻底将真腊国消灭，到了那时。开疆扩土之后的安南才能劫掠真腊的财富，还清债款。
安南国是这样的打算，与之敌对的真腊打的也是同样的算盘。这两头南洋的虎狼都已经到了疲惫不堪的地步，自己摇摇欲坠，对手们也已经孱弱到了极点。谁都希望自己在这场事关生死存亡的种族之战中存活下去。
无休止的将银钱拿去购买各种奢侈品和火器，再无休止的欠贷，而这些借来的银子，再通过瓷器、丝绸、火器、铁器等各种贸易再流回廉州，每年有数百上千万两银子都是这般从钱庄里出来，流入南洋，再以各种交易的方式，最后又回到廉州商贾们的手里，商贾们需要银票与人交易，所以如山的白银又回到聚宝钱庄的银库。
可是现在钱庄突然收紧了借贷。这些已经习惯了大手大脚的王公们顿时变得紧张起来，由俭入奢易由奢入俭难，现在大多数藩国都是以贷养贷，否则每年这巨大的利息都不知道如何去还，就如这安南国。如今已经欠下了一百七十万两银子的贷款，每年需还三十余万两银子的利息，而安南国每年的税赋也不过是这个数字，往年的时候，大不了再借贷数十万两银子填补这个亏空也就是了，可是现在失了这个财源。那么各藩国既要还贷又要维持战争所需，更需要满足王公贵族的奢华，那么就必须疯狂增加税赋，而一旦税赋暴增，就会立即引发民变，在这种情况之下，对各藩国来说几乎都是致命打击。
钱庄的消息传出来没多久，迎宾馆这边就已经乱了，尤其是几个南洋大国此时已经按耐不住，那安南王是亲自前来廉州的，这一次来的目的，其实是为了与楚王商讨贷款事宜，现在对安南来说，战争的进展其实已经不重要了，所谓的战争无非是砸钱而已，谁的钱多，谁的财力充沛，谁能坚持到最后谁就是胜利者，所以他收到了消息，便立即从升龙府动身，为的就是期望得到楚国的财力支持。
可谁曾想，财力支持没有看到，反倒钱庄先来了个釜底抽薪，这件事实在太大，事关着他黎朝在安南的通知，安南国现在已是强弩之末，连年的征战使得百姓已经不堪重负，而大量的借款虽然饮鸩止渴可必须还能延续小朝廷的寿数，一旦借贷没了，那么他这龙椅只怕就坐的不太稳当了。
黎晖已成了热锅上的蚂蚁，事情公布之后立即与几个随来的大臣商议，几个大臣的意见显然都很一致，失去了钱庄的支持，安南国极有可能陷入万劫不复的境地，每年的税赋根本支撑不了继续战争的需求，就算与真腊国化干戈为玉帛，可是这么多年的征战，死了这么多壮丁，田地荒芜了这么多，府库又是空空如也，那花费巨资买来的火器还要入库，最后的结果已经不是民生凋零、这么简单了。
黎晖当然也能意识到问题的严重，而钱庄那边的掌柜，如今也已经请到了这里，黎晖堂堂一个藩王，居然极尽殷情，向这位掌柜打探内情。
聚宝钱庄总部设在京师，天下总共有七十多处分部，坐落于天下各地，不过分部虽多，真正盈利的三个钱庄却只分布于廉州、江宁和京师，京师和江宁自不必说，其实廉州也是极为重要，这里商贾聚集，又有大量藩国的需求，天下竟有三成以上的放贷交易都在这里完成。
因此廉州的钱庄掌柜多是京师那边调派来的精干人物，只要不出意外，将来迟早要入京师接替钱庄总掌柜职务的。
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