第一六九四章 头大如斗（上）
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“喏！”钱管事应一声，沉默片刻再次开口说道：“陛下，这个问题其实是这样的，比如商人张三有一万贯铜钱，他把钱存进了我们银行，然后拿着单据去做生意，而等他回来的时候，他赚了五千贯，于是他就有了一万五千贯的收据。可这并不等于他有了一万五千贯的实物货币，这一万五千贯虽然可以当成钱来用，但实际价值却只有一万贯铜钱在我们这里。”
“嘶……”李二这一次听的十分认真，但听完之后却倒吸了一口冷气，神情严肃的问道：“这就是说如果那个张三想要把存在这里铜钱取出来的话，你根本没有那么多钱给他，对不对？”
“对，就是这样。”钱管事点点头。
“胡闹！”李二陛下脸色变了，阴沉着脸说道：“你们这样搞下去，若是将来那些商人同时来取钱你们拿不出来怎么办！你们想过没有？”
说到专业的知识，钱管事虽然有些哆嗦，但好歹还能把话说清楚，只见他想都没想便说道：“陛下，所，所以太子殿下才会去倭国打仗啊，殿下说那边有很多的银子，只要我们有了足够的贵金属储●31小说app下载地址●备，那么就不怕他们同时来取钱了。”
“是这样么？”李二陛下眉头紧锁，隐约间觉得李承乾似乎真的提到过什么金本位、银本位和国家储备的事情，只不过当时事情有些多，自己根本没有认真听，后来也没有放在心上。
想到这里，李二陛下决定一会儿回宫一定要把李承乾那小子叫到身好好问问，否则估计自己以后睡觉都不能睡的踏实。
而就在这时，钱管事又开口了，只见他一边擦着额头上的冷汗一边说道：“陛下，其实您完全没有必要担心这件事情，就目前来说，虽然我们有八万万的存款总额，但只要国家经济稳定，商人们是不会一起来取钱的。”
“另外就是虽然我们没有那么多的铜钱，但我们还有资产，铁路和水泥路，还有各处矿山完全可以填补这个缺口，就算是他们真的来取钱，也不会出现大乱子。”
“这还不算大乱子？如果朕的铁路、水泥路还有矿山都赔给他们了，朕还怎么办！”李二陛下只觉得一个头两个大，曾几何时只要搞清楚商税和农税各是多少便算是搞定一切的日子似乎一去不复返了，每天大量的各种经济上的问题简直可以让人生不如死。
不说其他方面，单就这个银行，完全就是不听不知道，一听吓一跳。
如果早知道银行的风险这么大，当初说什么也不让李承乾那小子搞这个东西啊。
不过就在李二纠结的时候，那钱管事再一次开口了，只见他面带犹豫之色说道：“陛下，那，那个，其实，其实现在的铁路和水泥路，还有造船，军备这些东西用的都是银行的钱啊，可以说这些东西本来就是那些商人的，如果把这些清算给他们，最多只能算是物归原主。”
物归原主么？真的是这样么？刚刚不是还说银行的钱不能动么？怎么转眼间就能动了？而且那个钱什么钱还说的如此理直气壮？
老李同志觉得这皇家银行自己是真的不能再待下去，否则还没等搞清楚这里面的门道，自己就一定会疯掉，还是专业的事情交给专业的人来处理吧，自己这个老头子回去折腾儿子就好。
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