第474节
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但在事业上最大的冲突是，李鸿章原主“海防”，而张佩纶有个专设“水师衙门”创办新式海军之议，大为李鸿章所欣赏。更多小说ltxsba.com但左宗棠一到两江，巡阅过海口及长江以后，改变了他原来“陆防”的主张，特意将水师出身的彭玉麟请了来，商量造新式兵舰，而且已经开始在办了。左宗棠首创福建船政，对此道不能说他是外行，因此可以预见的是，将来创办新式海军，左宗棠决不容北洋单独掌权。“海防”、“陆防”之争，只要打倒了他的理论，便无他虑，如今左宗棠亦主张海防，那就变成彼此竞争着办一件事，权不能独专，事不能由心，是李鸿章最不能容忍的一件事。
因此，无论看眼前，算将来，李鸿章认为左宗棠是非拔除不可的眼中钉。
这得从翦除左宗棠的羽翼着手。李鸿章手下的谋士，都有这样一种见解，且认为第一个目标，应该是胡雪岩。
于是上海道邵友濂便与盛宣怀等人，密密商定了一个打击胡雪岩的办法，在洋债还款这件事上，造成胡雪岩的困窘。
其时胡雪岩经手、尚未清结的借款，还有两笔，一笔是光绪四年八月所借的商款，华洋各计，总计六百五十万两，洋款不借借商款，其中别有衷曲，原来光绪三年，由胡雪岩经手，向汇丰银行借款五百万两，借还均用实银，条件是月息一分二厘五，期限七年，连本带利分十四期拔还。
每期六个月，仍由浙、粤、江海、江汉四关出票，按期偿还。此外有个附带条件，即商定此项条件后，如果借方作罢，三个月内关票不到，则胡雪岩罚银十五万两，汇丰如果三个月内不交银，罚款相同。
这笔借款由于两江总督沈葆祯的介人，一波三折，拖延甚久。其时西征军事颇为顺手，刘锦棠率军自乌鲁木齐南进，并分兵与陕西提督张曜会攻吐鲁番，一举克复，回民起义首领之一的白彦虎率部西撤，刘锦棠亦推进至吐鲁番盆地西端的托克逊，俘两万余众。但义军余部经和硕、焉耆，出铁门关在库尔勒地方，重做集结，而西征军却因粮饷困难，无法西进，左宗棠着急得不得了。好不容易在五月里谈成功了这笔洋债，至少望梅止渴，军心先是一振，同时在上海、湖北、陕西的三处粮台，借商款应急，亦比较容易措手了。
哪知在办手续时，起了波折，原来英商汇丰银行贷款，照例要由总理衙门出面，致英国公使一个照会，叙明借款条件等等，由英国公使再转行总税务司及驻上海领事，转知汇丰银行照办。
这一来，如果贷款放出去收不回，便可由英国向中国交涉，这通照会实际上是中国政府所出的保证书，所以由汇丰银行拟好稿子，交给胡雪岩，再经左宗棠咨请总理衙门办理，而汇丰的稿子中，说明“息银不得过一分”，然则左宗棠的奏折中，何以说是月息一分二厘五？为此，其中处于关键地位
的总税务司赫德，表示这笔借款不能成立。
这当然要查。左宗棠根据胡雪岩的答复回奏，说汇丰的息银，只有一分，诚然不错，但付款办法是以先令计算，折付银元，这种银元，一向在东南各省通用，称之为“烂番银”，西北向不通用，所以仍旧需借以两为单位的现银。
但先令的市价，根据伦敦挂牌，早晚不同，到时候如果汇价上涨，胡雪岩便要吃赔帐，所以接洽德商泰来洋行，“包认仙令”，这要承担相当风险，泰来洋行得息二厘五，并不为多。
左宗棠表示，此案“首尾本属一贯”，只是前次“未经声叙明析”，又力言胡雪岩“息借洋款，实无别故”。很显然的，这是左宗棠硬顶下来的，朝廷不能不买他的老面子。左宗棠心理却觉得很不是味道，从此对胡雪岩的信用便打了一个折扣，可是却不能不用胡雪岩。
胡雪岩当然亦想力盖前愆，于是而有借商款的办法，这年——光绪三年年底，左宗棠写给胡雪岩的复信说：“今岁饷事，拮据殊常，非枢邸严催协饷，筹部款，大局已不可问。洋款枝节横生，非阁下苦心孤诣，竭力维持，无从说起。
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