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第9节:新散户的“金科玉律”

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新散户的“金科玉律”

在与散户投资者共同探讨股指期货的重大风险和机遇之前,我必须先行提示新散户进入资本市场的基本常识和原则。更多小说ltxsba.com

必须提醒新散户第一句话,也是一句老生常谈———“股市有风险,入市须谨慎”。在初入市前后,散户投资者须遵循以下六条“金科玉律”———它或许不能让你赚到暴利,但一定能帮助你不至于暴亏,乃至血本无归。

———不能有短期获取暴利的贪婪心理。绝不能抱着赚100%利润的目标入市,如果你抱着先交30%的学费的心态,那反而更可能赚到钱。

———不要将养老金、活命钱、房子抵押款投入股市,更不要借高利贷去投资,如果你真的这样做,那无异于给自己的脖子上套绞索。切记,你投入股市的钱应是你输得起的钱,即使输掉了也不至于输掉生活所有的希望;即使输掉了也还有东山再起的机会。

———尽量不要在你周围的人都赚钱的时候投资股市,而是在他们大多赔钱的时候买股票。换言之,要在证券营业部人山人海的时候卖出股票,在冷落萧条的时候买股票。

———买股票一定不要买那些重组概念股、ST绩劣股,千万不要跟着股市的小道消息炒,因为你得到的消息一定是最晚的,一般都是庄家精心设计的圈套;只买绩优的蓝筹股,最好是行业前三名,首选是行业第一名,而且信誉一直良好、业绩一直很稳定的股票。

———一旦决定投资股市,就一定要把学习放在第一位。如果你已经向股市投资了10万元,你一定不要吝啬花1000元去学习,再花5000元去买一台电脑,要让自己长上千里眼、顺风耳。

———当你决定将某位分析师或业内人士(也包括本书作者)的意见作为你的投资参考时,你一定要通过GOOGLE或者百度搜索他以前的所作所为,看他以前的预测和分析兑现了多少,是否骗过人。

尽管从长期来看,从理论上说,股市是“正和”博弈,即所有投资者投进去的钱会变得更多,经过2006年的大牛市之后,这个规律也似乎终于在中国A股得以验证,但人们不应忘记,在此轮大牛市之前,中国股民每10个人中,大约有9个人亏钱,0.5个人持平,0.5个人赚钱。即使在2006年的大牛市,散户投资者跑赢大盘者也是寥寥无几。原因是什么呢?

原因就是散户投资者是资本市场这个丛林中最弱势的角色!这是一个时刻都在撕杀博弈的战场,散户一定是钱最少的、获得信息最晚的、研究和预见能力最弱的、心理素质最差的,一旦股市进入“零和”乃至“负和”博弈的时候,散户一定会首先成为“猎物”。对于这一,散户一定要有非常清醒的认识,要像非洲大草原上的羚羊那样,对原始森林里的“食肉动物”保持高度的警惕。

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