第六百七十七节 经商别学胡雪岩
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后世流行一句话，当官要学曾国藩，经商要学胡雪岩。龙腾小说ltxsba.com网
这句话不知道误导了多少人，事实上，胡雪岩的经商之道，真不是什么人都能学的，诚然每一个成功者的身上，必然有某种促使他成功过的品质，但是人就有缺点，胡雪岩身上的优点和缺点同样明显，学胡雪岩会让无数人倾家荡产。
先胡雪岩是一个官商，这一点绝大多数普通人是学不来的。
胡雪岩囤积生丝的事情，朱敬伦通过报纸看到了，报纸上说胡雪岩在做生丝霸盘。
所谓霸盘，就是庄家做市，只能是实力雄厚的大商人能做的。
胡雪岩算是这么一个大商人，他自幼进入钱庄学徒，掌柜无子，钱庄就都给了胡雪岩，这是胡雪岩迹的起点。
之后胡雪岩继续经营钱庄，改名阜康钱庄，还经营着丝茶商号，即便太平军攻占江南，胡雪岩的生意也没有耽搁，反而日益做大，用了三十年时间，积累了几千万的财富，号称大清富。
但在那个乱世，还能一步一步做大，显然胡雪岩的钱跟战争有关系，但凡跟战争有关系的钱财，一般都是带血的。
胡雪岩的资本积累，也是这么血淋淋的，因为他主要的生意对象，就是基层军官。
谈到胡雪岩的迹史，谁都能提到王有龄，关于这俩人的结识，各种传闻都有，流传最广的是一个最富有戏剧性的说法，那就是当年王有龄穷困潦倒，还是学徒的胡雪岩冒险将钱庄的银子送给了胡雪岩五百两，让王有龄成功买官，胡雪岩却因为这件事而被钱庄开除，只能委身青楼给人倒夜壶为生，后来回到杭州当官，就大力提拔胡雪岩，帮他开办阜康钱庄。
但这只是戏剧，王有龄本身是官员人家的子弟，十七岁开始就跟着父亲宦游，后来依靠家里的路子买官，并且谋到了实缺，来到杭州做官，结果碰上太平军围城，王有龄召集杭州富商，要求募捐。钱庄老板不敢去，让胡雪岩代替他去开会，就这样胡雪岩认识了王有龄，并且向王有龄自告奋勇要求帮忙采买粮食、军械，等胡雪岩买来粮食后，杭州却被包围了，这时候展现胡雪岩勇气的时候大了，他大胆多次冲击太平军的包围圈，始终未能冲入杭州，十分的恼怒。
这才是一个真正的胡雪岩，大胆勇敢，敢于孤注一掷，而不是一个擅自盗全家资金的学徒，一个做生意的，如果真有那种背景，生意是不可能做大的。胡雪岩的后人说，胡雪岩家，主要是直接继承了一座钱庄，然后展壮大。
而掌柜的为什么要将钱庄给胡雪岩呢，主要还是看重胡雪岩的人品和才干，胡雪岩当学徒的时候，就十分精明强干，帮掌柜讨回来大量的呆坏账，并且对账册之事一目了然，算数能力极强。
年轻、胆大，被掌柜视为心腹，有难事都找胡雪岩去办，连去跟官府交涉这样的事情，也让胡雪岩去，久而久之就让胡雪岩结识了相当大的人脉，比如王有龄就是这样认识的。
但老实说王有龄并没有帮上胡雪岩什么大忙，因为王有龄很快就战死杭州，可是胡雪岩冒死救援王有龄的事迹，让左宗棠十分欣赏，他认为这是一种侠气，在商人身上难能可贵，敲左宗棠也需要一个精明强干的商人，为他做事，就用了胡雪岩。
左宗棠的赏识才是胡雪岩迹的真正转机，而王有龄则是给胡雪岩提供了一个背景，一个展示自己品德的背景。
上有左宗棠支持，加上杭州被占，胡雪岩不得不来到上海展，十里洋场给他提供了另一个舞台。他在这里经营丝茶、钱庄，慢慢展了起来。但这种展，要能积累到千万级别的财富，除非是晋商那样长达几代人的积累，或者十三行那样有国家保证下的垄断贸易。
胡雪岩一头都没占，凭什么在商人云集的上海占据一席之地呢？
主要还是依靠左宗棠的助力◇宗棠奉命攻打太平军占领的浙江，但是清廷的军饷却总是不及时◇宗棠筹集资金的渠道，就是胡雪岩。胡雪岩在上海长期以左宗棠的代理人身份行动，左宗棠在背后给予大璃持，胡雪岩则源源不断的给左宗棠送上军饷。
左宗棠在信中称赞，自从有胡雪岩帮办军饷，他就没有了军饷匮樊虞。
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